Title Loans Bessemer, Alabama
Platinum Lending has put together a comprehensive loan program for people interested in learning more about title loans in Birmingham/ Bessemer. You can get a title loan on motorcycles, cars, trucks, RV, or some other type of vehicle.
Because these are collateral loans, you don’t have to worry about a credit check. Your motorcycle or car determines the amount you can borrow from Platinum Lending. Under normal circumstances, if you approach your bank for money, you’d have to have an excellent credit history. While that’s a nice thing to bring to the table when you’re looking for title loans in Bessemer, it’s not a necessary component in the equation.
Additionally, people come to us interested in learning how to get a title loan without a job. Often these people have just experienced an economic downturn like a job loss, and are hoping to secure some cash to tide them over until their job prospects improve. We can help people in this situation, too. Usually, we ask that a person has a steady income, though that doesn’t mean it has to come from a job. Social security, alimony, or rental property income all count, though you are not limited to just those as options.
Finally, how you spend the cash is up to you. Use your title-loan money to pay some tuition at the University of Alabama. Or get some old bills caught up. Or boost your sagging credit score a bit; nothing solves a bad credit problem quite like getting good credit to replace it.
If you’re interested in hearing more, continue reading down the rest of the page to learn how to apply.
Title Loans Bessemer: Our Application
You can apply right here online when you have a few minutes to spare between chores or errands. We don’t need that much information to get started.
We just need this:
- Your name
- Your phone
- Your zip
- Your car or motorcycle’s model
- Its mileage
- Its year
You’ll submit this information directly into our loan form, which is online. Wait just a couple of minutes after you submit that; your loan quote will arrive shortly after that. This number tells you how much you qualify for. Your car or motorcycle’s value determines this.
Next, you’ll receive a call from a Platinum Lending loan rep. This call is a good time to address any remaining questions you have about you loan. Your loan counselor will also tell you when you can collect your money and what to expect on your loan paperwork.
Title Loans Bessemer: Rules and Regulations
Borrowers are always protected while working with us. The title-loan industry has been regulated by lawmakers here in Alabama, but also on the national level. These laws dictate how we do business with you. They also offer us guidelines about the contracts we give to you and other pertinent matters.
For you, this means that you’ll get some loan paperwork, which will contain:
- Your pay-off date/s and amount
- How much you initially borrowed from us
- Interest rate
- Loan status
- And other information
How Getting a Title Loan Could Benefit You
- Pay tuition, consolidate debt, build a rainy day account, or even take a little vacation on us. The money is truly yours.
- We don’t run your credit. Your motorcycle or car is good enough collateral for us.
- Apply via our application on the web to save time. You’ll know in just a couple of minutes how much you qualify for.
- You’re always protected.
Why not apply for a title loan in Bessemer? Your whole financial outlook could change in just a couple of minutes.