Title Loans in Montgomery, AL
For a quick and easy way to get a personal loan, consider taking out a title loan in Montgomery. Regardless of why you need the money fast, our lenders are dedicated to getting you the assistance for little risk to no risk. All based on the vehicle make, model, year, mileage and style, you may be qualified up to $10,000! An added benefit to taking out a title loan in Alabama is the lack of credit you actually need to apply. So if you are someone with bad credit, or even someone who does not have any credit at all, these loans are around especially for you!
Online Application Process
Our website is available through your computer or your mobile phone. So no matter where you are, or what time it is, our applications will be available for free whenever you feel ready! Even if you have submitted a form with us, you can still decide not to take out a title loan. Our no obligation applications make it easier for you to inquire about our loan options, which will give you the best deal out there. You only need to give us information about your car, and a phone number our loan representatives can call you at. They will give you a free phone consultation, providing you with an estimate on the loan you are approved for, the next steps you need to take, any additional paperwork you need to get, and a title loan lender in Montgomery who will assist you in your time of need. Anything you submit will is secured and is information kept between you and the lender. Our lenders will not and do not sell your information to other third parties, unlike other banks and financial institutions.
Paperwork Needed and Other Requirements
Alabama is the only state that requires you to be 19 years old or older to apply for any loan type. Moreover, when visiting the loan site, it is important to bring along your vehicle title*, photo identification (such as Driver’s License, State ID, or Passport), proof of income (recent bank statements or pay stubs), and proof of insurance (only needed by some lenders if your loan amount exceeds a certain limit; must be full coverage).
Your Responsibility as a Borrower
You must be made aware of the disclosures of your contract. This can include information about payments and consequences to missed or late payments. The lender has to show you this section before you sign, and you must fully understand the terms of the loan. Similar to other loan terms, it is your sole responsibility to pay off the loan. Most people will get a loan that is worth more than they actually need, and do not take the option of getting a smaller amount. Most lenders will negotiate the loan with you if only have the ability to pay back a certain valuation. By negotiating what you are approved for you will find it easier and more affordable to pay off the loan. You can also take the option of making earlier than scheduled payments since there are no penalties for this act. If you are unhappy with the loan contract, and the amount you receive, you have the right to rescind the loan. This means that you have 24 hours, usually before 5 P.M. in the next business day to return the loan to the lender without any additional fees or charges.