Title Loans in Mesa, Arizona
Do you feel attacked by your finances? Is it putting a damper on your life, making it embarrassing to even discuss with family members and friends? Are you so behind that your landlord does not stop calling and harassing you for payment? Are bill collectors hounding you about when you are going to pay? What have you done about it? Have you just given them broken promises, knowing that you have no solution that you have discovered yet? There are many people in the city of Mesa with your financial issues and some of them have already tried and been successful with utilizing the services of a title loan company. You can too! So, instead of giving broken promises and being scared of answering your phone for fear of that bill collector or landlord, you should pick up the phone and speak to one of the customer representative at Platinum Lending in Arizona. Title loans in Phoenix are in your reach, if you take action right now.
Title Loans Mesa City
You can acquire online title loans if you live in the city of Mesa. So don’t restrict your options by not taking action. The city of Mesa is located in Maricopa County within the state of Arizona. The area is considered to suburban. It is centrally located to the city of Phoenix. On a list of largest cities in the United States, the city of Mesa has made the number 38 on the list. Since the year 2010, the population has been estimated to be 439,041 by the U.S. Census Bureau. There are quite a few higher education institutions in the area including Arizona State University. Learn as much as you can about the city by visiting the official website online.
Title Loans Mesa Law
Title loans in Mesa are regulated by 44.291 code, which specifically states that lenders cannot charge interest rates of more than fifteen percent if loan is being transacted for $2,500 or less. If the loan is below $500, however, lenders should only charge borrowers interest rate below seventeen percent. Loans between $2,500 and $5,000 should have an interest rate of thirteen percent and for loans over $5,000; the interest rate should be ten percent and no higher.
Do you want to update your financial situation so you don’t continue to have the stress of figuring out how to make ends meet? Title loans or registration loans in Mesa will be your best bet and more importantly, the process is quite simple. Your experience will be smooth and with no hassle as it is with a traditional lender. With a title loan lender, you will have communication with the customer representative throughout the process. As a matter of fact, the process is so fast that there will be no delay unless you don’t provide the minimal documents required.
Yes, there are certain requirements, but nothing to cause you any headache. You will need to provide proof that you are receiving some form of income such as:
- Retirement income or social security benefits
- Recent tax returns
- Disability benefits
- Worker’s compensation
- Unemployment benefits
You can get title loans without a job if you are receiving unemployment benefits. You will also need to show that you are 18 years or older. You can do this using a copy of a valid ID or driver’s license. First and foremost, you have to provide the original title of the vehicle. Make sure you have no liens on the vehicle and no loan balance either.
The lender will use minimal information provided about the vehicle to give an assessment of the vehicle’s value. Kelley Blue Book is used to find the fair market value. The lender uses that value and multiplies it by 25 to 50 percent to get the loan amount. After all of this is done, the procedure goes into high gear. A review takes place and soon after, you will get the results. It is usually an approval within 24 hours. Your responsibility now is to fill out a loan application. Do it today and obtain one of the title loans. A professional loan representative at Platinum Lending will contact you shortly.