Title Loans Peoria, Arizona
The saying that you may have heard – “money talks” – is really true for those who need it the most. Without money, you won’t be able to pay your bills nor do the things that you want to do. Not that you want money to squander away, but when you are caught in a situation where money shortage has become an extreme problem, then money is the only solution that you can consider. That is a mouthful. However, it is a reality for many Americans like you who are late on their monthly bills or have overdue bills with collectors harassing them over the phone. When you are in such a situation, then you want the money to fix the problem, right? Well, if your answer is yes, which it should be, then you want to find the financial solution that a lender of bad credit title loans would offer you. It is just the truth and you know it or may have just realized it. Either way, speak to a title loan lender about your money problems and watch how it will eventually go away, at least to pay your immediate bills.
Title Loans Peoria City
People that live in the city are welcome to apply for title loans in Peoria. The city of Peoria is located in two counties; Yavapai and Maricopa. However, most of it is in Maricopa County. The population in the year 2010 as reported by the U.S. Census Bureau was 154,065. This made the city number six on a list of larger cities in the state of Arizona. The city was listed in the 2008 issue of Money Magazine as one of the top 100 places to reside. Go to the city’s official website to get more details about this extraordinary location.
Title Loans Peoria Laws
Title loans in Phoenix are legally mandated by the Arizona legislature and 44.287 code. According to the law, title loans and registration loans must have annual and monthly interest rates within the confines of the contract agreement between lender and borrower. The specific 44.291 code indicates that a loan of $2,500 and below should only have an interest rate of 15% or less. If the loan is below $500, though, the interest rate cannot be over 17 %. If the loan is more than $5,000, the lender cannot charge over 10%.
The procedure for title loans in Peoria is quite simple. There are no complicated steps. All you have to do is to fill out the online application or call the lender and have the application done over the phone. Once you are the owner of your vehicle and have no attached liens, you are already qualified to apply for a title loan. The other requirements are mandatory, but they are things that you should already have in your possession such as:
- Paystubs or bank statement showing other income deposits
- Copy of your driver’s license or government issued identification card
- VIN number for vehicle
- Make, year and model of vehicle
- Odometer reading in vehicle
- Certificate of title
- Auto insurance documents
- Auto registration documents
Yes, you should have these required documents in your possession already and then the lender will work with you to see that you get your loan approval within 24 hours or less. If you have an emergency situation and need money in less time, then one of these online title loans is your answer. So, get online now and complete that loan application. The lender is waiting to serve you! A representative will contact you once you finish the application. Get one of the easy title loans in Peoria by contacting Platinum Lending today.