Title Loans Phoenix, Arizona
If you need to borrow money, but you do not have the credit or time to do it get title loans in Phoenix instead! You can even get online title loans with no inspection, or a visit to the store if you apply with Platinum Lending! If you do not have a vehicle title, you can also take out registration loans with us. Title loans in Arizona can get you up to $25,000 for a title secured loan or up to $1,500 for a registration loan! So do not wait to find out how much you can get out of your vehicle for a loan, apply today!
Title Loans vs. Registration Loans
Title loans in Phoenix are granted to people who have completed their monthly car payments. This paperwork may have already been completed by the dealership if you bought it at one, or by a private seller if you purchased it from one. Since the title is secured you can get more money from our lenders at Platinum Lending.
On the other hand, if you are still working on completely paying off your vehicle, a registration loan can still get you extra financial help! However, you can only get $1,500 depending on your vehicle value.
How to Apply for Title Loans
When you decide that a registration or a title loan is right for you, you can start your application over the phone or completely online. When you do it completely online, some lenders may cap your borrowing, speak to the loan representative that contacts you about how much you can borrow. They will have a title loan estimate ready for you after you submit your name, zip code, contact number, vehicle make, year, model, style and mileage.
If you submit one of our applications online after our offices have closed, you do not have to worry about waiting for a response. Since we are open every single day of the week, many of our borrowers will receive a phone call the next day once we open or some time later during that day.
What You Need to Bring
The loan representative from our offices will call you and let you know about your estimate, and additional items you have to bring with you to complete the transaction. You have to have these documents with you, along with your vehicle when you visit the loan store:
- Photo ID (Government-issued such as your Driver’s License, State ID or Passport)
- Proof of income (Recent bank statements or pay stubs)
- Registration or Vehicle Title
- Proof of insurance (Full coverage insurance is necessary for some borrowers, especially if you receive a higher loan amount)
If you do not have your vehicle title in your possession or readily available to you, you can go to:
Regulations on Title Loans
Title loans in Phoenix must be paid off within 30 days of getting the loan. You can submit payments in form of money orders, cash, check, credit or debit transaction. If you submit cash payments you will be given a receipt. To avoid any misunderstandings, it is important that you keep the receipts as records. If you already have a title loan, you can even refinance with one of our certified lenders in Arizona. Lower rates and easy to afford payment plans will be guaranteed to you if you refinance your title loan with Platinum Lending. Most lenders will pay the balance of the loan off as well.