Title Loans Prescott Valley, Arizona
Lacking the credit score to get a loan is stressful, especially if you need the loan to improve your score. However, our lenders have made it easy for you to get extra cash with title loans in Prescott Valley and neighboring Phoenix. If you are an individual has a car, you can apply for an Arizona title loan with us and get up to $25,000! You also have the option of taking out a registration loan for $1,500 if you have not completed paying off your vehicle. To learn more about how much you can get for your title or registration, apply with us now!
A vehicle title is granted to people who are done making car payments. When you buy your vehicle at a dealership, they have already started your paperwork on getting the vehicle title, which all you have to do at that point is get it at a Department of Motor Vehicles. Based on how much your car is now worth, you will get a loan fitting to that amount. Your lender will then take your title and place a lien on it. This will be removed after you pay the loan off. Since your lender holds the title, you will still be able to use your car.
If you are not done paying your car off, you can get a registration loan instead. There is a maximum borrowing amount of $1,500 when it comes to this option. You are still able to drive your vehicle when you take out this loan as well.
Easy and Free Online Application
You can apply for a title loan with us for any title loan lender in Prescott Valley, you may choose to do so online or over the phone, whatever way is more convenient for you. Within a day you will be contacted and informed of your approval and the title loan estimate. Our offices are open 7 days a week, so no matter when you apply you will be contacted in 24 hours or less! We will also look for a title loan lender in your area that is more accessible to you. Depending on your lender, you may need to bring some documents such as the following:
- Photo ID (Government-issued like your Driver’s License or State ID)
- Vehicle title*
- Proof of residency (Utility bill)
- Proof of income (Recent bank statements or pay stubs)
Your Loan Payments
When it comes to paying the loan, title or registration, you are allowed prepayment. By doing so, you are increasing your chances of getting your title or registration back before the maturity date (30 days after you receive the loan). Depending on your lender, there are several ways you can make payments including cash, credit or debit, checks and money orders. If you think you will be late on a payment, just call your title loan lender and let them know. They will understand the circumstance and may even allow you a day or two to pay.
Already Have a Title Loan?
If you are currently in a loan contract that, you may refinance it. By refinancing your existing loan, our lenders can get you lower interest rates and can even lower your scheduled payments. Our lenders will try to make it more affordable and easier for you to pay off, some may even offer to pay the remainder of the loan off.