Title Loans in Little Rock, AR
More people in Little Rock are turning to online title loans because they are so easy to get, and they’re affordable. Our short online applications are a huge hit with customers who don’t have the desire or the time to fill out long applications at a lender’s location. Each customer receives an instant loan estimate right after applying. You’ll work with a professional loan representative over the phone who will explain how the process works and help you to get qualified.
Approved borrowers have their choice of repayment packages, and all loans are paid out within a day of applying. Poor credit isn’t an issue because our loans are secured using the title to your vehicle. If you need cash for any purpose, Platinum Lending LTD. is here and ready to help.
What Is the Loan Process Like for Little Rock Title Loans?
We hope you’ll be pleasantly surprised when you learn how easy and quick it is to get a loan. The loan process consists of:
- Filling out an online application.
- Receiving you instant loan quote online.
- Consulting with your loan representative over the phone to discuss loan details.
- Reviewing your loan contract, asking questions and signing the document.
- Turning over the title to your vehicle.
- Collecting your loan funds.
What Will I Need to Apply for Title Loans Little Rock?
We prefer vehicles for collateral, which are completely paid for with a clear title. If you are almost done paying for your car, we can usually approve you for a loan.
- Your driver’s license to confirm you are old enough to get a loan. Applicants should be 18 or older.
- We can only accept vehicles in working order.
- A lien free title listing you as the current owner of the car.
How Are Vehicle Title Loans Secured?
All of our loans are short-term, and essentially, you are taking out an auto equity loan online. We use the paper copy of your car title to secure the loan. During the closing of the loan, you will be asked to turn over your title. At that time, we will place a lien against your vehicle. When we receive the final payment, the lien is removed, and your title is returned.
What Is Required on the Application Form for a Car Title Loan?
All that is required for title loans in Little Rock applications is a small amount of vehicle and contact information such as:
- A mileage estimate and the age, make, model and body style of your vehicle.
- Your contact phone number, full name and zip code.
Do I Need to Prepare for My Loan Consultation?
The only preparation needed for your consultation is to locate your average monthly income. You’ll need this information for income qualifying and choosing your repayment plan.
How Do I Get a Clear Title?
If you have just finished paying for your car and haven’t received a lien release, you’ll want to contact your loan lender to ask for one. When you receive the lien release, you can take it to the motor vehicle department in your city to have a new lien free title issued to apply for title loans in Little Rock.
What Information Is Included in the Contract?
Your contract, which follows state title regulations for title loans in Little Rock will include loan terms, the cost of your loan and a handy repayment schedule.
Benefits of Car Title Loans
- Quick and easy online applications.
- No worries about credit.
- You retain the use of your car.
- Upfront loan estimates.
- Easy qualifying.
- No spending restrictions.
Get cash quick and easy with title loans in Little Rock.