Title Loans in Bell Gardens, California
If you are in debt, have been recently laid-off, or been hit by an accident or emergency you have a enormous amount of stress on your shoulders and it can feel like you’re crumbling under the pressure. Managing money matters is delicate and for many it’s an issue that isn’t discussed so openly. In some families or circles, money matters are often times ignored. While there are solutions, these solutions often only serve those who have resources or proof of assets. The standard set of solutions don’t help the average person.
Bank loans or credit unions cater to the wealthy American population, those who don’t have financial crisis like an average American. What does that mean? In order to get a loan from any of these institutions, applicants must show a long list of documents –from bank accounts to credit history and personal references to employment status. Bank loans and credit unions let down those who need assistance most, the average American citizen.
But now there is a way to get money without having to air out your business and it’s a discrete, fast loan that can help solve your problem in a matter of a few days. The loan is called a title loan and it uses the applicant’s vehicle to determine the loan amount. Read further to learn just how California title loans work in your neighborhood of Bell Gardens and Los Angeles area.
Title loans do not ask clients to provide piles of paperwork, on the contrary –with three requirements you can have a title loan in a very short time.
- A car title in the case of ownership or car payment slips in the case of a nearly paid-off car.
- A valid state or government issued photo ID with an age of at least 18.
- A completed and signed title loan application.
There are no other documentation required, clients can be rest assured and sleep better at night knowing that they will not have to scramble for documents to fulfil an application. Title loans in Bell Gardens realize the immediate need clients have. Therefore, lenders don’t want to waste applicant’s time –the shorter the process, the faster the loan can be processed and distributed. It’s so simple and fair, it’s a shame more people don’t know about the gloriousness of title loans in Bell Gardens.
Goodbye Credit Scores
Title loans Bell Gardens also don’t ask applicants to provide a credit score because that would defeat the purpose of the ease and simplicity of a title loan. For many getting a credit check is a point of great contention and stress. The dreaded credit score is what turns many people away from applying in the first place. Not with title loans. A title loan eliminates credit checks completely. Applicants with no credit and bad credit are welcome to apply and even those with bankruptcy on file can find success at a title loan office. With Bell Gardens title loans, everyone is approved. This ensures a well-needed service for those who really need it.
Title Loan Amount
Title loans Bell Gardens use the vehicle’s value to determine the loan amount, period. This means no additional paperwork is required. The loan is based on the car and nothing else, period. With each title loan there is a free car quote given by a team of car professionals who use their years in the business in conjunction with the Kelley Blue Book to determine the car estimate. Most title loan quotes earn up to, but not greater than, 75% of the car’s equity.
All title loans Bell Gardens are accompanied by the guidance of highly-qualified lenders. Lenders will explain, in detail and with a great amount of patience, the contract agreement. Lender will also answer any and all questions related to the loan, the estimate, the contract, and the payment plan. Applicants should come prepared with questions to better understand title loans in Bell Gardens. Lenders will also provide a list of payment plans. There are many payment plans available, therefore it would be wise if applicants took the time to study each one to ensure making the best decision. Payment plans should be selected based on employment status and lifestyle; and to avoid further money problems. If at any point the payment plan that was selected doesn’t feel satisfactory, borrowers should consult the lender immediately to avoid default or any other issues.