Title Loans in Bell, California
A short term loan you can take out, especially if you have bad credit, is a title loan in Bell, Los Angeles and statewide. Title loans can ensure you a loan using your vehicle title as a security. The only stipulation is that you have a vehicle title to begin with. These documents are usually acquired through a Department of Motor Vehicles in your state, or through a tag and title service. If your vehicle was purchased in a different state, you will have to transfer your vehicle title over to the state you reside in. You may also do this at a DMV. To find out more about title loans in California, submit an application and we will get back to you!
How Much Can I Get for a Title Loan?
In California, our lenders can approve you for up to $25,000! It all depends on your vehicle make, year, model, mileage and style. Based on this information, we will be able to give you a free title loan estimate directly from our website or over the phone. You may check websites such as NADA or Kelley Blue Book to find out how much your car is worth in the market today.
How to Apply
We use the information you provide us above to get you instant approval online or over the phone. Phone applications will be available 7 days a week to our consumers. After you have completed the form, our loan representatives will contact you with further instructions on how to get a Bell title loan. They may tell you about documents you have to bring with you to the title loan store and lender you are matched up with. The documents may include:
- Photo ID (Must be 18 years old or older)
- State ID, Driver’s License, Passport
- Proof of income
- Recent bank statements or pay stubs
- Proof of residency
- Government mail or any utility mail
- Proof of insurance
- Some lenders may require you to have full coverage insurance if you exceed the loan amount of $2,500
- Vehicle Title
In addition, if you are not currently employed, you are still able to get title loans in Bell. If you are an individual who is self-employed or unemployed, you must communicate this with your loan representative. They will be able to tell you other documents you may bring to prove that you are getting some sort of stable, monthly income.
Title Loan Fees
The application process is entirely free and non obligatory. However, if you are approved for a loan amount greater than or equal to $4,999, you must pay a processing fee of $75. Otherwise, there is no fee for loans less than that.
Title Loan Contract
Your contract may include the following information such as the maturity date, your payment plan, the interest rates, additional fees (such as the processing fee), default, refinancing, rights, and consequences of defaults. You will also be given information for a hotline you may call to file any complaints against your title loan lender.
Defaulting a Title Loan
You are considered to have defaulted a loan if you make any late payments or miss any scheduled payments. Your lender may be lenient on late payments if you have previously communicated the issue with them. However, if you have not, they may issue a notice of vehicle repossession.
Are you currently in a contract with another title loan lender? Allow us to refinance your loan for you. We can offer you lower interest rates and payments.