Title Loans in Chino, California
If you have unpaid expenses or have future expenses you need assistance with getting title loans in Chino to help you out! Most of us believe that the only way we can get a loan is through a bank, however, many requirements make it impossible for us to take out a loan. One of those requirements may be your credit, and if you lack the minimum credit necessary you will not be considered, or you will be offered the worst possible deal with the highest annual percentage rates. If you are tired of living in debt, a title loans Chino will be able to help you get the most out of the car you own and get your financial stability back.
How Can I Apply?
Applying is easy. Whether you are on your mobile phone or computer, there will be an application provided and can be submitted whenever you get the time to. It only takes a minute or less to get all the information we need from you and also give you a free loan estimate over the phone. From you, all we need to gather is your vehicle worth, which is determined by the make, year, model, style and mileage of your car. With this, we will be able to give you an approximate amount of how much you can borrow, and in California, you can get up to $10,000 for a loan with one of our lenders. Best of all, this step is completely free! You are also not obligated to take out the loan, and can just inquire with us about a different way to get extra cash.
How to Qualify for a Chino Title Loan
As mentioned, your credit score may not be a factor in determining if you get the loan. In addition to having a vehicle title, what does matter are:
- Age. The state of California requires the applicant to be 18 years old or older to get a Chino title loan or a loan in general. All of the financial institutions need you to provide a valid photo identification that is issued by the government.
- Insurance. For some lenders, full coverage insurance is necessary. Especially if your loan amount is of a higher value. If you do not have insurance on your vehicle, most lenders will not enter a contract with you.
- Income. This may be required by your title loan lender as a way to gauge if you can afford the loan they approve you for. You can provide your income proof in forms of pay stubs or recent bank statements. For someone who is currently self-employed or unemployed, you can ask the loan agent about what other records you can provide to substitute for a traditional form of income.
- Residence. You can give a proof of your residency by simply giving us mail addressed to you with your current address. It must be a utility bill or any government mail you received.
Title loans in Chino typically have a maturity date of 30 days. Which means from the moment you sign, you have 30 days to pay off the entire loan. You may be offered a renewal of the loan if you are unable to pay it back. It all depends on the policy of the lender you have. There may also be a processing fee if you take a loan that is higher than $4,999. Typically, the fee is $75.