Title Loans in Clovis, California
Have you tried to get a loan, but were turned away quickly without any reasons?
Have you looked into bank loans and were dismayed by the loan list of requirements?
Have you tried to get a loan, but weren’t even sure about how to apply in the first place?
Loans are challenging, no doubt. And more so today than any other time, people need loans. However, loans should be easier to get if more people want or need them, right? Well, wrong. Statistically, loan practices haven’t changed much over the years and the same old demands are still demands today despite our ever-changing social structure. But there is a loan that has arise from the dust of old loan practices. If you live in Clovis, California and have had bad luck with loans, it’s time to look at title loans in Clovis.
What is a Clovis title loan?
Clovis Title loans are loans that give you money for your car. Your car is the primary reason for your being able to get the loan in the first place, so it is the number one priority when talking about title loans Clovis.
Do I need to own a car to get a title loan?
Technically yes, you must own a car which means you have to show proof of ownership in the form of a car title. However, if you are close to paying your car off, you can apply for a title loan by presenting your car payment slips to the title loan agency. Be sure to inquire about this practice.
What kind of cars are accepted by title loan agencies?
All cars are accepted. There is no criteria for cars, however that being said –newer cars earn more cash than older one and those in good condition will be offered more than those in poor condition. All cars should earn at least a few hundred up to a few thousand dollars. The standard practice among title loans California is offering up to but not greater than 75% of the car’s equity.
Who determines the car’s equity?
That is determined by two things: the Kelley Blue Book which is the most up-to-date authority on car estimates and the team of car professionals who have been working in the title loan business for at least a few years.
I don’t have good credit, is that a problem?
No, it’s not a problem. Because title loan focus 100% on the car’s value to determine the loan itself, clients can apply with no credit, bad credit, and even bankruptcy on file. No client is turned away at a title loan agency.
How quick is the process?
Once you have the car estimate, you will meet with the title loan lender who will explain all the details of the Clovis title loan contract agreement and the payment plan options. Once you have signed the contract and made a decision about the payment plan, you will be asked to pick up the loan at a convenient location in Clovis, California in about 24-48 hours from that moment.
What types of payment plan options are there?
Title loans in Clovis cater to customers meaning that there is surely a payment plan option to suit all clients. Of course, clients should be responsible when choosing and safely consider their lifestyle and their regular bill schedule.
What happens if I’m late on a payment?
You definitely want to avoid any and all late payments. Late payments can result in fees and car repossession, therefore prior to falling behind you will want to contact your Clovis title loan lender immediately to avoid any consequences.
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