Title Loans in Eureka, California
If you need quick cash to pay for recurring bills or unexpected emergencies, you may be wondering how you will get the money. When you are financially stressed, it is difficult to see a light at the end of the tunnel.
The good news is there is help available to get you through any financial challenge. Title loans in Eureka are a great way to get cash without a lengthy application process.
Whether you need money to pay a large utility bill or pay for a home repair, Platinum Lending can provide you with bad credit title loans regardless of your credit history.
How Do Title Loans Eureka Work?
Title loans in Eureka are similar to traditional loans. You can use the proceeds from your title loan to pay any expense. The only difference is title loans Eureka use your vehicle’s title to secure the loan.
If you have a ‘free and clear’ title, you can apply for a Eureka title loan at Platinum Lending. A title is considered to be ‘free and clear’ if there are no lien holders listed on it. After you sign the title loan contract with our company, we will be listed as the lien holder on your vehicle’s title. Once the loan has been repaid, our company’s name will be removed from your title, and you will have no further financial obligations to our company.
Title Loan Eureka Qualifications
Although our title lending company does not take credit into consideration when you apply for a Eureka title loan, there are qualifications that you must meet. If you owe money to a lender for your car, you are not able to use your title to borrow money from us. You must be the owner of your vehicle. In addition, you need to have a sufficient amount of regular monthly income to repay the loan. You can apply for one of our online title loans in Sacramento if you meet these requirements.
California Title Loan Laws
As a resident of California, it is legal for you to apply for title loans in Eureka. However, title lenders must provide you with a written contract that gives the exact terms of your loan. If you borrow over $2,500, there is no limit on the amount of interest that can be charged by the lender. Our representatives at Platinum Lending understand the California title loan regulations, and we will work with you to get the interest rates and terms that are comfortable for your monthly budget.
Online Title Loan Application Process
There are three words to describe the title lending process at Platinum Lending – quick, easy and convenient. If you have access to a smart phone, computer or tablet, you can apply for one of our title loan packages on our website.
The application process is straightforward. The application requires you to provide us with your personal information such as your name, address and telephone number. We will need to know your car’s make, model, year and mileage in order to provide you with your free title loan estimate.
After the information has been successfully submitted, we will provide you with a quote of your vehicle’s estimated value. If you decide to continue the application process, a title loan representative will contact you by telephone to complete the process. Your loan proceeds will be deposited into your bank account within a few days.
A title loan can be your financial safety net if you do not have other sources of quick cash. We invite you to apply for title loans in Eureka with our company today.