Title Loans in Goleta, California
You want your kids to attend the best of the best schools, and they do. You have two entering UCLA in the fall. You’re excited that they live close enough to Goleta to visit, but your wallet? Yeah. It’s not so excited right about now. Scholarships covered the tuition, but books and other expenses have eaten up the rest. What to do? What to do?
This lament is something we’ve heard a time or two as people have come looking for title loans in Los Angeles/ Goleta. That’s not the only reason that people come knocking on Platinum Lending’s door, though. Sometimes they’re interested in paying for an unexpected ER visit. Other times, they need some cash for groceries. Still others need to make ends meet due to a sudden and unexpected job loss.
For us here at Platinum Lending, it doesn’t matter if you’re looking into finding out more about getting title loans with no job or if you’ve been our customer many times before, we’re here to help. Most of the time, title loans in Goleta only require that you have a car or motorcycle to offer up as collateral. In fact, many people who visit us online do so, because they’re interested in finding out if we offer motorcycle title loans online. (Hint: We do!)
So can you get a title loan without a job? Yes, you can. That’s the short answer. We do ask for proof of income, but that doesn’t necessarily mean that a traditional job is the source of your money. If your spouse has a job or you get regular payments via social security, rental properties, or some other source, you can qualify.
Title Loans Goleta: Where and How to Apply
Fortunately, applying is very simple. We provide an online application template for our potential borrowers. You just fill out the form and go.
Here’s what we require:
- Your full name
- Your phone
- Your zip
- The model of your car
- The year of your car
- The number of miles on your car
Naturally, you may wonder whether you’re approved for a loan and how much you can expect to get. Don’t worry. We won’t make you wait long for an answer. It only takes a couple of minutes for your estimate to come back.
After that, we’ll call you to discuss the estimate and any other questions you have. The estimate is one of the final steps in the borrowing process. For the most part, the next step after that would be for you to stop by Platinum Lending and get your money.
Title Loans Goleta: For Your Security and Protection
Title loans in Goleta come with all sorts of security built in by law (both on the national level and on the statewide level.) Many regulations and laws exist, which mandate how we deal with you and the money entrusted to us.
While most of this is up to us to keep track of, there is a part of it that does affect you in a positive way. We will fill out a loan contract for you. This comes with all the information you need about your Goleta title loan.
When you read through it, look for:
- Your interest and loan amount
- How long you have to pay on the loan until it’s paid in full
- Terms of your loan
- Number of payments
- Other important loan facts
Why People Borrow From Us – A Recap
- We give them quick money when they need it. We can even work with people who are currently without a job (with some restrictions.)
- We only need loan collateral to give you a loan. In this case, if you’re willing to use your motorcycle or car as security, you can borrow from us.
- Fill out the application online. Find out quickly how much you qualify for.
- Enjoy all the protections offered to title-loan borrowers by federal and state lawmakers.
Why not take the initiative and fill out our form? You could walk away from the process with money for school books and other little emergencies.