Title Loans in Hayward, California
Over the years, residents in California have been hit hard by the economic downturn in the state. Due to the high costs of living, many residents find it difficult to keep up with their monthly expenses.
If your bills are past due or you need quick emergency funds, there are very few places for you to get quick relief. Title loans in Hayward offer an ideal way for you to get a hassle-free infusion of cash.
Title Loans Hayward Qualifications
Unlike traditional loans, you do not need a good credit history to qualify. In fact, your credit does not matter when it comes to being approved for title loans in Hayward. The primary concern with title lenders is the value of your car.
Another qualification is your car’s title must be free and clear. This means that you cannot have any lien holders on your car’s title. If you still owe money for your vehicle, your car is ineligible.
You must also have a steady source of monthly income and photo identification. It is not uncommon for people to qualify for online title loans without a job. Many people qualify if they receive Social Security, alimony and retirement income.
California Law and Title Loans Hayward
Learning about the laws that govern title loans in California will help you have a successful experience with title loans in San Francisco. In California, you must be at least 18 years old with sufficient income to repay the title loan.
The minimum amount of money you can borrow is $2,500 in California. State laws regulate the amount for fees that can be charged to borrowers. If you borrow %5,000 or less, then the highest fee that you can be charged is $75.
California title loans are prohibited from having balloon rates. Each monthly payment must pay a portion of both the interest and principal for the loan.
Our representatives at Platinum Lending understand and respect the tenets of California laws regarding title loans. We have worked with a vast number of customers in California. If you need cash through a title loan, we can help you.
Easy Online Title Loan Process
When it comes to applying for title loans Hayward, no other company makes the process easier than Platinum Lending. Take a look at our simple three-step process to get cash to you in a hurry.
- Complete an application on our online portal. Include personal information such as your name, address and telephone number. You will also need to provide us with the make, model, mileage and year of your car.
- Get a free online title loan quote.
- Speak with a title loan specialist at Platinum Lending to complete the process and get your money quickly.
We make the process easy because our goal is to help you through your financial challenge. Our company believes that it should not take weeks for customers to get the Hayward title loan cash that they deserve.
Title Loan Advantages
Getting a short-term title loan is a smart financial move if you need quick cash without a long wait. There are plenty of advantages of getting title loans in Hayward.
- No credit or background check required.
- You keep your car while you are paying for the loan.
- You can use the cash to pay for any expense including a restful summer vacation.
- Online title loans provide you with financial privacy.
Join the ranks of people who have experienced success with title loans in Hayward from Platinum Lending. Apply for a title loan today!