Title Loans in Lakewood, California
Life can be unfair sometimes, so unfair that it often leaves those who need help without any help. We know, we’ve seen it all before. The struggle is real and you are not alone. It’s as though the world is playing a cruel joke on you and you can’t quite wrap your head around it all. Just when you think you see the light at the end of the tunnel, something comes along to obstruct the view. Many of you have felt this way regarding financial situations –many of you are in this situation right now. Being short on cash doesn’t have to be an embarrassing situation any longer.
Title loans in Lakewood are hassle-free and easy. And more importantly, the option is stress-free. No gimmicks, no obstacles, and no lengthy applications with fine print. Sounds too good to be true, right? It is, in fact, real and can offer you the financial relief you seek today –all you have to do is apply at your local Lakewood, California title loan office.
Getting a loan doesn’t have to be complicated, not if you select a title loan. Actually, getting a title car loan in Lakewood can be accomplished in three easy steps:
- Fill out an application
- Get a pre-approved estimate
- Pick up the cash from a convenient location
What About Credit?
Title loans in Lakewood are not based on credit alone as with most other traditional loans. Credit checks go out the window, period. For many, credit checks can be a point of great contention and anxiety; and with good reason, most loans focus primarily on credit scores. But not with title loans where the borrowing amount is based on the car’s value –it’s just that simple.
Title loan borrowing is possible for everyone. Applicants from all walks of life have received a loan –even those with bad credit, no credit, or bankruptcy on file. With blemished credit scores, it’s hard to acquire money as quickly as possible, therefore, a car title loan is viable option that can eliminate headaches and save the day right now.
Car as Collateral
Do you own a car? Are you nearly finished with payments? Great news. Title loans in California are given to those who own the vehicle and/or those who have vehicle that is be paid off or nearly paid off. So if you answered yes to one of those questions, you’re good to go.
Proof of both of these conditions is required prior to receiving the loan amount. No more stressing about credit checks because your loan focuses 100% on your car.
How Much Can I Borrow?
The standard practice of lending when it comes to title loans in Lakewood is up but not greater than 85% of the actual car’s equity. This will be determined by a team of car specialists who use the Kelley Blue Book along with their years of experience. The car estimate is accurate and fast –just what the borrower needs in the face of financial stress.
Applicant should be realistic about what their car is really worth. Some key factors that determine the loan amount are the following: make, model, year, and condition. Of course, newer cars in excellent condition will earn more at the title loan office than an older car that has seen better days.
There is no shortage of payment plans that accommodate the applicant’s needs. Borrowers must pay attention to monthly rates and keep in mind their regular bill cycle when selecting a payment plan. It would be unwise to exceed limits; therefore, borrowers should take the time to evaluate their situation. It would be wise to talk to the lender about the options available –they are there to work with clients. Clients should feel comfortable with the plan and not feel any pressure.
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