Title Loans in Lomita, California
If you are in the market for an easy loan without the hassles of a credit check, applying for title loans in Lomita is the type of loan that can help you. At Platinum Lending, we specialize in helping customers with poor credit history get back on their feet with title loans in Los Angeles.
With our rapid title loan services, the only items you need is a car with a ‘free and clear’ title, a consistent source of income and a few minutes to complete our application process. Once the loan application has been submitted, you can have access to your emergency cash in a few days.
How Do Title Loans Lomita California Work?
Your car’s ‘free and clear’ title is a valuable asset if you do not have cash to pay your monthly expenses. It can be used as security for a loan.
When you sign a loan contract with our company, we are recorded as the lien holders on your car’s title. After the loan has been repaid, our company’s name will be removed from your title.
A ‘free and clear’ title means that you own the car, and you do not owe another person or company money for your car. If you owe money on your vehicle, Platinum Lending will not be able to offer you a title loan.
Advantages of Title Loans Lomita
Our title lending services have helped thousands of people with bad credit get money quickly with their car titles. Although you use your car as security for title loans in Lomita, there are several advantages of title loans.
- In many instances, your cash can be deposited in your bank account within 24 hours.
- The underwriting process for our title loans is straightforward.
- You can borrow up to the amount of your car’s value.
- We offer online title loans with no inspection.
- You can secure a title loan on motorcycles.
- Your credit will not hinder your loan approval.
Is It Legal to Get a California Title Loan?
The legislators in California allow the residents to make personal decisions about title loans in Lomita. Although they are legal in California, the lawmakers have put in place several guidelines to protect customers.
All title loans in Lomita agreements must be written contracts that provide details about the interest and payment structure. If you borrow over $2,500, the maximum interest cannot exceed $2,500. Loan amounts that exceed $2,500 are not capped. Our title loan representatives offer loan packages that are affordable and fair.
Title Loan Application Process
Our goal at Platinum Lending is to help you quickly. This is the reason we made our loan application process simple. Here are the quick and easy steps.
- Complete an online application from the comfort of your office or home. You will need to provide personal information such as your name, address and telephone number. We will also need accurate information about your car such as the make, model, year and mileage.
- Get an instant quote. This value will help you determine the amount of money you can receive.
- Speak with a loan title representative. One of our knowledgeable representatives will contact you soon after your application has been completed.
- Finalize the loan and get your cash. Once the loan has been completed, you can have your cash deposited into your bank account within 24 hours.
We invite you to try out our rapid application process for yourself. Apply for one our online Lomita title loan packages today.