When you need cash fast, nothing will be there to help you more than a car title loan. As long as you have a clear car title with no liens against it, you can get a loan quickly and easily. In fact, many borrowers are able to secure their loan terms in just a few minutes and have cash in hand in as little as a few hours.
This is because title loans in Moreno Valley are a different type of loan. These loans are designed to be short term loans and are meant to help you with your most immediate financial needs. When you get a loan against your car, you are securing the value of the vehicle, so there is no need to go through a lengthy application process or wait on extensive credit and background checks.
Your lender will simply hang onto your vehicle’s title while you have the loan, and once you repay you can reclaim that title without any hassle. You keep the car while you borrow, though, and you get some extra time and some piece of mind while you figure out your longer term financial plans.
The Title Loans Moreno Valley Loves
There are a lot of title loans Moreno Valley borrower can choose from, but if you want nothing but the best, just come to us here at Platinum Lending. We can work with you to get you car title loans online in just a few minutes. To get going, all we need is a few basic pieces of information about your vehicle like:
- The model year
- The make
- The model
- The style
- And the estimated mileage
Using this information we can get you a free, instant loan estimate letting you know how much your loan could be worth. Then, we will talk with you individually to find out a bit about what you want from your title loan.
Our team will take it from there. We have a database of the most trusted title loans in San Bernardino and we will go through it until we find the Moreno Valley title loan that is an exact fit for your needs. We will do all the hard work for you. All you have to do is go online or give us a call and you could be on your way to one of the title loans Moreno Valley residents love in a matter of minutes.
Title Lending in California
When you get a title loan, you are also getting certain rights and responsibilities as a borrower, and many of those are legally laid out by the State of California. Knowing your borrower’s rights as well as what is expected of you when you get a title loan is important, and will keep the borrowing process as quick and easy as possible.
First off, make sure you are actually dealing with a title loan under the state definition. In California, a title loan must be for a minimum of $2,500. Anything smaller than that is considered a small loan rather than a title loan and is subject to an entirely different set of regulations and policies.
Lenders must also be clear about their loan terms at all times, so check over your loan agreement before you sign off on anything and make sure that not only is the amount of your loan correct, but also that you know how much interest you will be charged as well as any additional fees and when everything will be due. If a lender is not willing to provide you with this information, do not bother borrowing from them. Instead, give Platinum Lending a call and let us set you up with a loan you are sure to love.