Car Title Loans: San Jose, California
When you need cash fast, there is no better option than a car title loan. Using title loans, San Jose borrowers can get the cash they need quickly and easily. In fact, many borrowers are able to secure a loan in just minutes and have their loan money hit their accounts in as little as a few hours.
Title loans are a safe and legal type of loan, but they work a little differently from the way a bank loan might. These loans actually use your car’s title as collateral for the amount you borrow, which has a few great benefits.
First, since the value of your loan is right there in your title, you don’t need to worry long application processes or extensive credit checks. Instead, as long as you have a clear car title with no liens against it, there is a title loan out there for you. That means that it is even possible to find title loans without a job.
Using your car to back up your loan also means that you can get your loan fast, since the security is right there. You don’t have to give up the vehicle, though. Instead, your lender simply holds onto the title for a little while while you borrow, then returns it to you once you have paid down your loan in full.
The Best Title Loans San Jose Borrowers Can Find
When it comes to title loans, San Jose borrowers have a number of options. Figuring out which option is right for you might seem like a daunting task, but it doesn’t have to be that way. When you work with us at Platinum Lending, we will take care of the hard work and help you find the title loan that works best for you.
With just a few basic pieces of information about your car, we can start matching you with online title loans in San Jose. All we need to know is:
- Your car’s model year
- Its make
- Its model
- Its style
- And its estimated mileage
With just that information, we will get you a free, instant estimate letting you know how much you may be able to get with a title loan. Once you have that estimate, you will get to work with one of our loan specialists, who will find you title loans in California that are custom selected to meet your specific needs as a borrower. You will set your terms and approve everything, and still have your loan in just mintes.
What You Should Know About California Title Loans
When it comes to title lending in California, there are a couple things borrowers should know before they get started. The first is what actually constitutes a title loan. In California, a title loan should be for at least $2,500. Anything less than that is considered a “small loan” by state definition, and is not subject to the same set of rules and regulations.
Borrowers should also know that according to the state, lenders are required to be transparent with a borrower before the borrower signs off on a loan. That means that a lender must tell you not only how much you are borrowing, but at what interest rate, with what additional fees, and for how long. All of this information should be made available before you commit to the loan. Lenders also must disclose what happens if you default on your loan.
To make sure you get a transparent loan you know you can trust, simply go online or call Platinum Lending today. We will get you started with a reputable loan from a secure lender, and still get you your cash quick.