Title Loans in Dover, DE
So, you have financial problems. Who doesn’t? Many Americans and residents in the city of Dover are experiencing the same thing. So consider this something that you should not be embarrassed about. It happens to the best of us and you are no different. An illness could deplete your finances in a short period of time. So would the death of a loved one, loss of a job or being laid off. This is especially true if you don’t have any other means available to you. If you have never started an emergency fund in your life, you probably wished that you had. Well, a title loan lender could be a temporary emergency fund that is accessible to you. It is an easy way to obtain money to take care of urgent financial matters and you should never feel ashamed to ask for help. It doesn’t matter if you live in the city of Dover or elsewhere in the country.
Even the best of us who work carefully to plan for bills and emergencies can be taken by surprise. You just never know when you’ll blow a tire on your car, need to repair the fuel pump or you’re hit with a sizeable medical bill. To make matters worse, most emergencies occur when you can least afford them. So, when you’re strapped for cash, the best thing you can do is to check into title loans in Dover. These short-term loans can provide quick cash for homeowners, students, business owners or anyone in dire straits. Platinum Lending LTD. offers simple title loans with good interest rates, reasonable terms and fast payouts. You don’t even have to worry about qualifying if you have bad credit.
Instead of credit scores, we rely on your vehicle to secure the loan. To qualify for a loan, you’ll need to be at least 18 and hold a clear title to your auto. Unfortunately, we can’t approve title loans without proof of income. Income could include money from a job, benefits through government programs or retirement funds. If you’re feeling stressed out and need some financial help, check out our free online application today.
A title loan is not rocket science. The process of obtaining financing is easy with a title loan lender in comparison to a traditional lender. You won’t be hassled to come up with a host of documents. Instead, the required paperwork is quite simple and minimal. Unlike a traditional lender, the title loan lender will never ask you whether you have bad credit or no credit. It will never be in question since your collateral is enough along with some other required details.
No Credit Qualifying
You cannot be turned down for title loans in Dover because of poor credit. All title loans are secured with car titles, so credit is never checked or needed.
At Platinum Lending LTD., we know people are anxious to get their loan funds as quickly as possible. Therefore, we’ve kept the process short and simple for all borrowers, and we pay out loan funds in a day or less.
No Spending Restrictions
All of our borrowers are free to make their own spending decisions when it comes to their loan funds. You are free to use your funds for anything like home repairs, paying rent or making ends meet.
We understand how important it is for our customers to have continued use of their vehicles during the loan term. So, we don’t have any driving restrictions, so long as you continue to make your payments.
There are some requirements to obtaining title loans, but these are minimal. First, you have to show proof that you are 18 years or older and for that, a driver’s license or valid government ID is sufficient. Then, you have to prove that you are receiving some type of stable income, which could include any of the following:
- Tax returns
- Retirement income
- Social security benefits
- Disability benefits
- Workers’ compensation
- Unemployment benefits
For your collateral, which is the vehicle, the lender must have proof of the original certificate of title. The lender also has to get an assessment of the vehicle’s value, so information about the vehicle is essential. You will have to provide:
- Make, model and year of vehicle
- The current mileage
- The VIN number
- Car registration
- The age requirement. To abide by legal considerations, all applicants have to be 18 years old or older. We can accept a Delaware identification card or your driver’s license to confirm your age.
- Applicants must have some income to be able to make their payments. You can discuss income options with your loan representative during your free loan consultation.
- Auto titles are used to secure each Delaware title loan. Car titles cannot show any liens against the auto, and the title should list you as the legal owner.
The application for a title loan is always accessible online; 24 hours per day. So, you can complete it in the comfort of your own home. So, go online now and apply for a title loan quote to solve your financial situation.
- Submit an application. You can complete an online application in five minutes or less.
- Receive an instant loan estimate, which helps you to make sound financial decisions.
- Meet with your loan representative on the phone to discuss the terms of the loan, your income and select an affordable repayment plan.
- Legalize your verbal agreements by signing a contract written according to state regulations at a convenient loan center store in Dover.
- Submit your paper car title to your loan representative, and collect your cash to spend on anything.
Whether you need a couple of hundred dollars or a larger sum of money, Platinum Lending LTD. is open for business and ready to help you with title loans in Dover.