Title Loans in Seaford, DE
If you’ve come to this page, there’s a good chance you’re interested in getting a loan against a car. However, you may have some concern that because Seaford is such a small town, you may not be able to find a title loan lender in this area. However, Seaford is part of the Maryland-Delaware Metropolitan region. That being the case, you can get a title loan here from us, Platinum Lending.
Title loans in Seaford work the same way they do in most other cities, at least in principle. You use your car’s title as collateral for a loan that you need. This, of course, is slightly different than getting a signature loan from your bank. Institutions that offer that type of loan require you to have really high credit, usually between 600 and 700. You may not have that. Instead, you may be trying to come back from filing bankruptcy or from being laid off after a protracted illness. In these cases, you’re not going to have a credit score high enough to get a signature loan.
That doesn’t, however, negate your need for money. A Seaford, Delaware title loan can fill in the gap for you. These loans don’t hinge upon you having excellent credit. You could have no credit even. Your willingness and ability to put your truck, car, or even RV up as security for loan stands in place of an excellent credit score.
Seaford Title Loans: Where Do I Go to Apply?
The short answer is you’re already there. Really, getting a title loan from Platinum Lending is a paradigm shift. Your days of needing to take a jaunt down to your local bank are over. Apply right here on our site.
You find out in a matter of minutes how much we can give you. You’ll get a loan quote in just a few minutes after you submit your information to us.
And speaking of information, here’s the information we need from you to get your loan process started:
- The model of your car
- The year is was manufactured
- The number of miles you have on it
- Your full name
- Your ZIP code
- Your phone number
Once you have this information compiled, just plug it into our form. Again, don’t worry. We don’t arrive at the amount of your loan quote by looking at your credit. We look solely at the value of your car.
If for any reason this seems a bit complicated to you, don’t let it worry you too much. We actually give you a call sometime after your loan estimate comes back to you. The purpose of this call is to fill in the information gaps that you might have. Hopefully, if you have any lingering concerns, those will disappear after your conversation with us concludes.
Title Loans Seaford: Is There Much Risk?
For you, the legalities of getting a title loan are probably the furthest thing from your mind as you apply for one. This is as it should be. Not because they’re not important, but because these are put into place to protect you. They’re meant to protect you, not concern you.
Our industry comes with quite a few regulations. It’s governed by state and federal guidelines. All this information will be in the loan contract that we give you. Here are the elements you’ll find in there:
- Your loan amount, including the total interest
- The date you borrowed the money
- The date you have to pay it back
- Your pay-off date
Closing Thoughts About Getting a Title Loan
As you can tell, getting title loans in Seaford is really a simple process. You can apply for them independently from your bank or credit union. You can avoid the hassles of having your credit run. You find out in a couple of minutes how much we’ll loan you. You’re protected through all aspects of the loan.
In light of all this, why not apply for a title loan today? Platinum Lending would love to help you!