Title Loans in Cooper City, Florida

Sometimes you need cash to pay bills and necessities. Sometimes you just want cash for something special. There’s absolutely nothing wrong with that. The only issue is how and where to get the money. If you consider title loans Cooper City, the issue is resolved.

People have come to trust and rely on Cooper City title loans as an easy way to get money without the extras required at a bank or credit union. Those extras may include additional application paperwork and supporting documents, such as proof of employment or even tax returns. Why go through all that when the Cooper City title loan process is so simple?

Title Loans Cooper City

Title loans are simply loans given to people who use their vehicle as collateral. There is a quick application, limited paperwork and a very short time until the cash is distributed. With their car directly linked to the loan, borrowers are more committed to paying it back. That means auto title lenders are not as concerned with bad credit as a bank. In fact, most of the time, a credit check is not performed for people applying for title loans. For financiers such as Platinum Lending, people looking for bad credit title loans are welcome and encouraged to apply.

Applying for Title Loans Cooper City

When applying online through Platinum Lending, we ask for a few details about you and your car.

Vehicle Info

• Year
• Make
• Model
• Style
• Mileage

Personal Info

• Name
• Email
• Zip code
• Cell phone number

After a few clicks to supply this information, you get an instant title loan estimate. Then, you talk by phone to one of our loan experts about loan options and details. After that, it’s time to pick up your money.

Your Rights

To offer title loans Cooper City, lenders hold a license from the Florida Office of Financial Regulation. Under Florida law, title loan interest rates range from 18 to 30 percent, depending on the amount of the loan. Legally, title loan lenders and borrowers must both sign a loan agreement before the loan is granted. This document must include the amount of the loan, the interest rate charged and the lender’s rights to repossess the borrower’s vehicle if the borrower defaults on the loan.

Benefits

• • Speed
    Even if you only have a few minutes to spare, you can apply for a title loan online or by phone with a Platinum Lending representative. Within minutes, you will know how much money you’re approved for and when and where to pick up your cash.
  • Credit
    So, you have bad credit. Research shows about one in five Americans have bad credit. That won’t stop any one of them from getting a title loan because title loan lenders don’t care about your credit score. In fact, it’s rare that a title lender will even do a credit check. You have a car? You can get a title loan.
  • Drive
    Using your vehicle as collateral does not mean turning over the keys and car. Title lenders give you the loan money. You sign all the appropriate documents and give them the vehicle’s title. Now, take your cash and drive away. Yes! You keep driving while you repay the loan.

Title loans are not the only way to get cash when you need it, but it is hard to find another way that’s as fast or as easy. What other loan can you apply for, be approved for and get the money in as little as a day? It’s easy to do with title loans in Fort Lauderdale and Cooper City, especially when using a reputable lender such as Platinum Lending.