Title Loans in Dunedin, Florida
Getting a loan these days is not a breeze. Well, it might be a breeze, a very hot one that doesn’t bring relief, but just brings the hottest, stuffiest air.
The decision alone to get a loan can be a difficult one, but even more difficult is the devastation one feels after receiving a rejection. Too many people too often get rejected for loans, normally from bank loans or credit unions because those entities truly care only about those who have and not those who need. These are people who have serious money problems and are good hard-working people. This is the state of things in the United States when it comes to getting a personal loan. And it’s not looking good.
However, it doesn’t have to be like this. There is a better way and a way that actually solves the financial issue. In Dunedin and Clearwater, Florida there is a solution for those of you too afraid to apply or for those of you who have applied and been rejected. Hope comes in the form of a Dunedin title loan. And you can apply for one today and receive cash in a matter of hours.
Florida title loans give clients a sense of freedom and relief when other loans only let them down. Title loans in Dunedin are for those who are in genuine need. Why not consider a title loan in Dunedin, Florida today?
Read the FAQs below to learn more.
What is a Dunedin title loan?
A loan that allows clients to borrow money based on the value of their car. Nothing else will determine funding, not credit checks or employment status.
How much money will I get for my car?
Of course, this depends on the type of car you have, meaning the make, model, year, and condition. For newer cars, the loan can be promising –even a few thousand dollars are possible. For older cars, loans are slightly less promising –but perhaps in the range of hundreds rather than thousands. Clients should be honest about their car so as not to exceed expectations.
In most cases, the title loan company will offer up to but not greater than 75% of the car’s equity. Clients should be realistic about what their car can earn with a title loan.
Who does the car estimate?
The free title loan quote is done by a team of car professionals. These professionals know what they are doing and have been working in the title loan business for quite some time and help thousands of people. These car experts use the Kelley Blue Book as a guide to give the most precise estimate on the market.
What documents or paperwork do I need to provide?
With title loans in Dunedin, the paperwork is minimal, like super minimal, almost next to nothing. You will not need to collect bank account statements, employee records, or credit checks. Dunedin title loans focus primarily on the car itself, so secondary documentation isn’t a requirement and should not cross your mind.
You will need to provide a car title in the event of ownership; in the event of a car that’s nearly paid off, you will need to provide car payment slips as proof of your connection to the car.
You will need to have a valid state or government issued photo ID that proves you are at least 18 years of age.
You will also need to have a filled out and signed title loan application that you can obtain from the title loan agency.
What about my credit score?
You don’t have to worry about your credit score because title loans in Dunedin are only concerned about the vehicle’s value. Don’t worry about your credit history because it will be wasted worry. Credit checks are not a part any step during the title loan process, therefore those with no credit, bad credit, or bankruptcy are welcome to apply. All have incidents of great success.
How fast will I get the funding?
That depends on the workload the loan agency has as well as your particular case, these factors matter. The standard wait time is between 24-48 hours. Is some cases it can be shorter and in others a bit longer. But the wait time is drastically different than any other loan on the market, this means the fastest yet.
What kind of payment plan will I have?
There is not one payment plan available, but many. Title loan agencies want to provide clients with options and this means offering several types of payment plans to suit their lifestyle. Clients should consult the lender about each payment plan or when in doubt ask questions or consult a financial expert. Clients must be very careful when making a decision as it could affect the future.
If you or someone you know has been the victim of fraud or any other criminal behavior, contact your local Dunedin Police Department here.
