Title loans in Jacksonville, Florida
Jacksonville. It’s the type of place where people live on their boats in the marina, just waiting for the opportunity to take said boats out on the St. Johns River. Where life and culture intersect. Where life is lived out loud. But sometimes due to your poor credit and finances, you feel left out of Jax’s dynamic loop.
Hopefully, by the time you get done reading about Platinum Lending and title loans in Jacksonville, you’ll feel like you can be a part of life in in the city again. Maybe you want to create your own consolidation loan with a Jacksonville title loan. Or maybe you want to finally pay of that bill for the visit you took to the doc in the box last year. Or maybe you’d like the chance to boost your credit score after a bankruptcy.
You feel understandably frustrated, but trust us when we tell you that people come to us looking for bad credit title loans all the time. That’s because they really misunderstand the concept of title loans in Jacksonville in the first place.
While it’s true that many of our clients come to us, because don’t want to go through a traditional lender to get a loan. Not all of them have bad credit. Some do. But some people just like the speed and convenience offered by title loans. Title loans are really just collateral loans much like a loan on your house (your mortgage) is a collateral loan. In this case, your collateral – your vehicle – takes the place of a sterling credit history. Your car acts as your collateral.
We hope that you’re now feeling better about looking into online title loans. Why not continue reading down the page to learn how to apply for one of our title loans Jacksonville.
Title Loans Jacksonville: How You Apply With Us
Platinum Lending has set up an online loan application form. It only requires a couple of pieces of information. However, it’s enough information to allow us to send you back a free title-loan estimate. This number is a ballpark figure for how much money we believe you qualify for based upon the value of your collateral.
Here’s what we need for the application:
- Your name
- Zip code
- Phone number
- The make/ model of your car
- Its mileage
- Its year
Once this information is logged by our system and your estimate comes back, we ask you to sit tight for a while. Someone from our office in Jacksonville will be contacting you. This loan rep is provided to you to help you through the last phase of your loan application. He/ she can also give you an idea of when you can collect your loan money from our office.
Title Loans Jacksonville: Our Legal Obligations to You
Title loans in Florida are heavily regulated by state and national laws. These guide us in all our decisions. They also offer a safeguard to our clientele. To honor the letter of the law and to be transparent with you, we’ll provide you with the following information:
- Your interest rate
- Your loan amount
- Your payoff date
- Your payments
All of this information can be located in your loan contract and read through in our office. We also give you copies of the paperwork, and are happy to explain any terms that are unfamiliar. Please don’t shy away from asking for help. That’s why we’re here.
A Recap of What We Offer Our Borrowers
Here are the benefits of getting title loans at a glance:
- We loan money to all types of people, including those with bad credit.
- We are grateful to have your business and to serve you.
- We offer title loans to people that have a vehicle and a source of income.
- Our online application is waiting for you 24/ 7.
- Our loan staff is here to guide you through the process. Don’t be afraid to ask questions or for more information. That’s why we’re here!
- We observe all the laws and regulations in the title-loan industry.
Why not see how Platinum Lending can help you? Apply for title loans in Jacksonville today!