Title Loans in Palm Beach Gardens, Florida
If you reside in Palm Beach Gardens, Florida, you may be like other Floridians and have issues with your finances. You don’t have to feel embarrassed about it because many Americans are in trouble financially. Don’t be left financially depleted when you can choose the option that will best serve your financial needs and that is a Palm Beach Gardens title loan. Why suffer financially when there is help from a title loan lender? You don’t have to wait for other help because for the most part, other financial institutions don’t understand the plight that a consumer goes through during financial duress. They really don’t care like title loan lenders do. Their main priority is to earn interest from a loan but on their terms. Title loan lenders are more considerate, understanding that people do go through financial issues and bad credit may be the result. For that reason, no credit check is done during the title loans in Palm Beach Gardens process. So, if you have bad credit or no credit history, you can still apply for and be eligible for title loans in Palm Beach Gardens .
The City of Palm Beach Gardens
The city of Palm Beach Gardens is located in Palm Beach County. The population reported by the U.S. Census Bureau in the year 2010 stood at 48,452. You will find that several gated communities in the city. Before the land was developed, it was mainly known for its pine forests and cattle ranches; in addition to swampland in the western area. Rich landowner, John D. MacArthur made an announcement in 1959 about the development of four thousand acres of land with a goal to construct homes for 55,000. Fast development of the construction happened in the early 60s. The population rose to seven thousand by the year 1970. To boast about the new community, John D. MacArthur bought an ancient banyan tree, which was located close to Lake Park. He had it cut down specially to enlarge a dental office. The cost was $30,000 and took more than a thousand hours to move the banyan tree. Learn more about Palm Beach Gardens by going to the official website.
Title Loans in Regulations in Palm Beach Gardens, FL
Chapter 537 Statute of legislation has been put in place to govern the title industry. Every title loan lender must have a license to operate in the state of Florida as a title loan lender. The Office of Financial Regulation is the government entity that mandates the law. The lender must have the borrower sign a written agreement, but before that, the lender must explain the terms and conditions of the loan to the borrower. The lender must disclose interest rates and any other additional fees associated with title loans.
Loan Procedure
Title loans in Florida are easy to obtain. Unlike the traditional financial institution, you only have to come up with certain documents and since credit is not an issue, it makes the process much simpler, easy and fast. You can complete the process over the phone, at a physical location or on the Internet. The Internet has proven to offer a faster processing time because you can complete the application from the comfort of your home and then speak with the representative over the phone after submitting the application.
The Requirements
To apply for a Palm Beach Gardens title loan, most lenders ask for:
- The original title of the vehicle
- Vehicle information
- Proof of age (18 years or older)
- Proof of stable income
The Application Submission
Get ready to be approved for a title loan once you fulfill all the minimum requirements. Gather the documents and then complete the application online today.