Title Loans in Temple Terrace, Florida
Title loans Temple Terrace are popular ways for residents of Florida to get easy money without being subjected to credit or background checks. If you are in the market for emergency cash now, online title loans at Platinum Lending offer some the most affordable rates in the industry.
Residents in Florida use title loan cash to pay for various types of expenses. From emergency home repairs to school expenses, title loan cash can provide you with the flexibility that you need to get you through your financial shortfall.
Benefits of Title Loans Temple Terrace
Thousands of title loan customers have experienced the benefits of title loans Temple Terrace. Here are a few key benefits of securing a title loan from our online service at Platinum Lending.
- You can be approved for a title loan even if you do not qualify for traditional loans. That’s right. A poor credit score and history will not prevent you from getting a title loan with us.
- Applying for a title loan is quick and easy.
- You can borrow up to the amount of your car’s value.
- Title loans in Florida have better interest rates than other short term loans.
- You can drive your car while you repay the loan.
- After you have successfully paid for your first title loan, you can get another one.
- You can repay title loans without being penalized for repaying your loan early.
Are Title Loans Temple Terrace Legal?
Securing bad credit title loans are legal in 30 states. The good news is Florida is on that list. In order to protect residents from predatory lending practices, Florida legislators have enacted various laws.
- Your title loan contract must be in writing.
- Your title loan contract must include descriptive information about your car, amount financed, name, address, loan maturity date and financial terms.
- There are maximum amounts that lenders can charger borrowers. You can only be charged 18 percent on amounts over $3,000, 25 percent on amounts between $2,500 and $3,000 and 30 percent on the first $2,500 borrowed.
At Platinum Lending, we understand Florida laws for title loans in Tampa. Our title loan experts work within Florida’s laws to help you qualify for affordable title loan cash.
Online Application Process
Applying for a loan from the comfort of your home has never been more safe and convenient. If you have a laptop or a tablet, you can access our online application from any place. These are the quick steps for you to apply for a title loan with our company.
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- Complete a short application by providing us with your name, address and telephone number. You will also need to provide information about your vehicle such as its make, model, year and mileage.
- Receive a free quote of your vehicle’s estimated value. Whether you have a car or a motorcycle, the value of your vehicle will determine the amount of cash you will be offered for your loan.
- A title loan expert will call you to complete the process. Once the application has been finalized, your cash will be deposited into your account. In some instances, cash can be deposited into your account the next business day.
Our title loan experts at Platinum Lending are available to answer any questions. We invite you to contact us and complete our no-obligation application process today.