Title Loans Acworth, Georgia
Title Loans Acworth Relieve Financial Emergencies
Unfortunately, you never know when an emergency is going to hit, and you are going to need cash quickly. From an appliance going out, to unexpected home repairs, or an emergency that requires unexpected travel, many things cause a sudden financial burden that can be difficult to handle.
Fortunately, there are options to help get you the cash you need, without worrying about the mob being sent to collect on the loan or the police tracking you down. Platinum Lending offers title loans in Atlanta and surrounding areas to help relieve these unfortunate financial hardships.
Title loans are a cash loan against car. This means that as long as you own a vehicle you can get access to cash quickly, regardless of your credit history, because the loan is secured with your vehicle.
How To Apply For Title Loans Acworth
Applying for online title loans is as easy as 1-2-3:
- Complete the short form with your vehicle and contact information. You will receive an immediate quote for your loan.
- Talk with one a loan representative to work out the details of your loan and complete the loan paperwork.
- Get your cash in as little as 24 hours.
How Are You Protected With A Title Loan?
Title loans are regulated by the pawnbroker laws, specifically Georgia Code Section 44-12-130. This law sets the interest rate and fees that can be charged with title loans Acworth. According to this law, your interest and fees be limited to at most:
- 25% of the loan amount for each 30-day period during the first 90 days. There is an allowed minimum charge of $10 per 30 days.
- 12.5% of the loan amount for each 30-day period following the initial 90 days. The allowed minimum charge is $5 per 30 days.
This protects you from unscrupulous lenders who may try to charge unreasonably high interest rates.
Why Are Title Loans Better Than Other Options?
Oftentimes loans can take weeks or months to be approved and put cash in your hands. When you are in a financial hardship, you need access to that cash immediately. With title loans Acworth, you get your cash quickly, in as little as 24 hours.
You also do not have to worry about being denied the loan due to credit history. These loans are secured with your vehicle, reducing the risk to the lender. Many other consumer loans are unsecured, leading lenders consider the risk of not recovering the principle borrowed.
This means that regardless of any blemishes on your credit history, you can get access to more cash more quickly, even if your credit report is less than stellar. In fact, title loans do not require a credit history check, meaning your history is not even a factor in getting your cash relief in your hands.
Get Your Cash Now
Why wait to get the relief you need? Complete our easy online application with your vehicle and contact information, and one of our loan representatives will contact you shortly to work out the details. By this time tomorrow, you could be breathing a little easier and have the cash in your hand you need to make it through your current situation.