Title Loans Athens, Georgia
Title loans are the easiest loan on the market today. If you have been turned away from other loans, don’t worry –in Athens, Georgia you have a title loan in as little as a few days with little to no hassle what-so-ever. Title loans are transforming lives and giving residents of Athens, Georgia a freedom that they didn’t have before.
The beauty of title loans is that they consider the average, hard-working citizen where other loans typically help those who are already in a good financial position. If you are still searching for a loan in Athens, Georgia –stop right now and look into title loans immediately.
FAQs About Title Loans
What is a title loan?
A title loan is a small money, short-term loan that is based on the applicant’s car. It works very much like a pawnshop situation.
So I will have to hand over my car to the lender?
No, actually. With a title loan, you are only handing over the title of the vehicle, not the actual vehicle itself.
How much money will I get?
That depends on the vehicle. Applicants should be realistic about the condition of their cars. A newer car that is in good condition will earn more than an older one that has seen better days. The standard practice for Title Loans Georgia is offering 75% of the car’s equity, not more. Cars can earn anywhere from a few hundred to a few thousand dollars.
What about my credit history?
Because title loans do not use any other means besides the car to conclude the loan amount, all other forms to verify applicant’s history or background are simply unnecessary. There is no delving into client’s credit history, employment status, or personal reference list.
I don’t have credit. Can I still apply?
Yes, of course. Credit checks are not a part of the title loan process, so there is no need to worry about not having credit. Even clients with bad credit or bankruptcy on file are encouraged to apply and many, if not all, have great outcomes. Apply now to get free title loan estimate.
I don’t have the car title. What do I do?
You can speak to the local DMV to arrange how you can get your car title. Normally, there will be a fee to obtain your car title if you have misplaced or lost it and in many cases the car title can be obtained in a few days time.
How fast can I get a loan?
That depends on your particular case and the workload of the title loan agency, but in most cases the standard waiting period is between 24-48 hours.
What if I don’t understand the contract?
First of all, the contract must be written in the language in which the loan was arranged. Second, the lender should be able to answer all of your questions related to your contract. If you require further information, you might want to contact a financial specialist or a lawyer.
What kind of payment plans are available?
There are quite a few, actually because title loan agencies want to accommodate all types of clients. There is surely an option that will satisfy you and your lifestyle. Be sure to consider all factors before deciding as the payment plan schedules can be difficult to alter down the road.
What if I can’t keep up with my payment plans?
You should speak with your title loan lender immediately to discuss the possibility of altering your schedule or entertain refinancing your loan. Don’t wait if you feel that the payments are becoming unmanageable, you don’t want to risk defaulting on your loan not even by one payment.