Title Loans Columbus, Georgia
Platinum Lending is a premier lending company that offers title loans in Georgia to customers who need extra money. If you are facing unexpected expenses or high monthly bills, a title loan may be just the thing you need to get your finances back on track.
Benefits of Title Loans Columbus
Title loans have provided financial safety nets for hundreds of families in Columbus when traditional loan institutions have turned them down. The benefits of securing a title loan are endless.
- Title loans do not require a credit check. If you have a bad credit history, this is the ideal loan for you.
- Your car will be used as collateral for the loan, but you will get to keep your car.
- Many title loan rates are lower than payday loans and other short-term loans.
- You can apply for a title loan on your computer, smart phone or tablet.
- You can qualify for online title loans with no inspection of your car.
- You do not have to provide a down payment on title loans.
The best part about these loans are you can be approved and have your cash in a few days. If you apply for traditional loans, it will take you at least a week to find out if you are approved. When you have a pressing emergency, a week is too long to wait.
Title Loans Columbus Laws
In the state of Georgia, it is legal for you to apply for a title loan online or at a physical location. However, title lenders have regulations they have to follow in order to be compliant with Georgia law.
The maximum amount of interest that a title lender may charge is 25 percent each month for the first three months of the loan. If the loan exceeds three months, each month after this period the interest is capped at 12.5 percent.
The lender must also provide you with a written statement that tells you the consequences of defaulting on the loan. Our representatives at Platinum Lending have approved hundreds of title loans in Columbus. We are committed to working with Georgia residents to get the best terms possible.
Applying for Online Loans
Platinum Lending is an exceptional title loan company that provides online title loans for Columbus residents. If you need quick and hassle-free cash, our representatives are ready to help you get the cash you deserve.
The application process is simple. Complete an online application and input your personal information such as your name, address and telephone number. We will also need information about your vehicle such as its make, mileage, model and year.
After your application has been submitted, you will receive a free online title loan quote. One of our dedicated title loan representatives will call you to complete the application process and put cash in your bank account.
Title loan Success
You may be cautious about securing a title loan because of unfavorable reports you have read about these short-term loans. Contrary to these reports, there are many people who have paid off title loans successfully. You can be a success story if you follow these guidelines.
- Get a loan for an amount that you can comfortably repay quickly.
- Pay your loan on or before the due date.
- Know the terms of your lending contract, and abide by them.
Platinum Lending is here to help you. We welcome you to contact our representatives with any questions you have about title loans in Columbus.