Title Loans Duluth Help Families
When your family has a financial emergency, you cannot wait weeks or even days to get the money you need. Whether it is an unexpected emergency with your home, like a refrigerator going out or other unexpected home repair, or a sudden family emergency that requires you to travel, these situations can cause a huge drain on a family’s resources.
While these times can seem hopeless, there is good reason not to despair, you will survive and will be stronger on the other end. Platinum Lending offers title loans in Atlanta and the surrounding areas. This is a loan against car that is quick and easy to get, and oftentimes makes more cash available then other bank loan options.
Applying For Title Loans Duluth
Forget what you know of going to the bank, pleading for a loan and mountains of paperwork they give you just to see if they can offer you a loan. The process for getting a title loan is fast, simple, and requires very little red tape.
Send us some basic information about your car and you how to contact you, and you will be given an instant title loan estimate. A loan representative will then contact you to work out the details and guide you through the rest of the process. The whole process can take as little as 24 hours to get cash in your hands.
How Are You Protected With A Title Loan?
The same Georgia laws that govern pawnbrokers govern title loans Duluth. These laws set limits to your interest rate and fees to ensure you are treated fairly and professionally. These laws set the limits at:
- 25% of the loan amount for each 30-day period during the first 90 days. There is an allowed minimum charge of $10 per 30 days.
- 12.5% of the loan amount for each 30-day period following the initial 90 days. The allowed minimum charge is $5 per 30 days.
Understanding these limits as you consider your options will ensure you don’t have to keep an eye over your shoulder for thugs sent to collect your loan from unscrupulous lenders.
Are Title Loans Better Than Bank Loans?
For borrowers who need cash in a hurry, title loans Duluth are a great option. While bank loans can take weeks and months to process before getting a decision and cash, title loans often make cash available in as little as 24 hours. There also are no credit checks or income verification, unlike traditional loans.
Title loans also oftentimes offer more cash available than do payday loans. While payday loans may be available just as quickly, they are limited by your anticipated paycheck. Your vehicle, on the other hand, secures title loans, so income verification is not needed to complete the process. You do not even need to submit your vehicle for inspection when you choose Platinum Lending. This process is truly easy and made for those in a pinch.
Breathe Easy And Get Your Cash
Hope is on the horizon for you and your family. This crisis is just a moment in time, and you will make it through. Just imagine the relief you will experience tomorrow when you have your cash in-hand and are able to tend to the issues at hand. Complete the easy online application with your vehicle information and the best way to contact you. One of our loan representatives will contact you shortly to help guide you through the rest of the process.
