Title Loans LaGrange, Georgia
One of the most difficult situations to experience is being low on cash when you have unexpected emergencies. In fact, there are fewer things more stressful than trying to figure out how you are going to pay for your monthly expenses or unexpected repairs without any money.
At Platinum Lending, our title loan representatives understand your predicament. Our goal is to help you do something about it. We have title loan cash to lend to hard-working Georgia residents, and we want to give it to you.
How Title Loans LaGrange Work
Title loans in Atlanta are similar to traditional loans like mortgages. With a mortgage, you use your house as collateral for the loan. When you get a title loan, you use your car as collateral.
In order to qualify for loans against car, your car’s title must be ‘free and clear’. Your car should not be used as security for another loan.
When you sign a loan contract with Platinum Lending, we are listed on your car’s title in the state of Georgia as a lien holder. Although the title loan process does not transfer ownership rights to our company, it does give us the power to take action if the loan is not repaid.
Georgia Laws for Title Loans LaGrange
Georgia is a state that is friendly towards title lenders. As a title lender, there are certain rules and guidelines that we must follow.
- We must provide you with a written contract that gives details about your loan.
- There is a maximum amount of interest that we can charge our clients. Your loan interest rate cannot exceed 30 percent for the first $2,000 borrowed from our company.
- Loans can only be granted for 30 day intervals.
- If you extend your loan, the interest rate cannot exceed the amount of money on your original title loan agreement.
The state of Georgia has done its part to protect you from bad title loans, and we will do our part. Our primary goal is to present you with an affordable title loan package.
We invite you to apply for a loan against car.
How to Apply for a Title Loan Online
The only thing you need to complete your online title loan application is your computer and information about your car. Our company has designed our online application process to be quick and easy.
Before you apply for title loans LaGrange, you must meet the basic requirements. Your title must be free of any lien holders. Another requirement is you must have a steady source of income to be approved for online title loans no inspection. Just follow these steps to your quick and easy loan approval.
- Complete an application. You will be asked to provide personal information and your car’s specifications.
- Get an online vehicle quote after you have completed the application.
- Speak with a title loan expert to finalize the loan application process.
- Receive your loan cash within a few days of approval.
Title Loan Benefits
Hundreds of LaGrange residents have benefited from the quick cash that come from title loans. Here are some key benefits of getting a title loan with Platinum Lending.
- No credit check required.
- Instant approval process.
- Use your title from your car, motorcycle or commercial vehicle to get cash.
- Keep your car while you repay the loan.
Our title loan application process is lightning fast. We invite you to apply for title loans LaGrange now.