Title Loans Warner Robins, Georgia
Loans can be used for a variety of different reasons. They are most commonly utilized to pay off existing debt and other monthly bills. Most people get a title loan in Warner Robins because they lack the credit score needed for a personal loan with a bank. This is also one of the quickest way to get extra cash! Based on the market price of your vehicle, your loan amount may be up to $10,000! To get additional information about title loans or title pawns, apply by providing us your car’s make, year, model, style and mileage and we will give you an instant and free title loan estimate.
In Georgia, title loans are known as title pawns since it operates similar to a pawn shop. You are temporarily giving up your vehicle title to one of our pawnbrokers in exchange for cash. After this transaction, you will receive a ticket with your name, and order number on it. Your vehicle title may only be redeemed by you.
How to Apply in GA
Through our website, we provide you access to a form that will ask you the questions stated above. With the answers to those questions, we will be able to determine a loan amount suitable to your car’s value. You then receive a free phone consultation from one of our loan agents, and will receive a location of a title pawnbroker in Warner Robins. You will also get the same service if you decide to apply for a title loan through us over the phone.
First of all, our applicants must be 18 years old or older. You must show proof of age at the time of the transaction along with:
- Proof of income which can be a recent bank statement or pay stub
- Proof of insurance; only if you receive a substantial loan amount, and it must be full coverage
- Vehicle Title that you received at a tag and title service or Motor Vehicle Division:
Your Title Loan Contract
Your contract will include details on your payment plan which include the payment with the interest rate added onto it, the scheduled payment dates, and any consequences to not making any payments. You will be informed you are allowed to make payments earlier than the scheduled date. Take advantage of this when you can so you can get your title back, and most of our customers find it easier to pay the loan back with this option.
Renewing Your Title Loan Agreement
If you are unable to pay the loan back in the amount of time you are given, usually 30 days after you sign the contract, you are able to renew it for an additional 90 days. If the contract extends past 90 days your lender may choose to repossess the vehicle and sell it to pay the loan off. You will also be charged a higher interest rate for renewing your loan.