Title Loans Post Falls Introduction
Located in the northern region of Idaho, Post Falls is a gorgeous city with around 30,000 residents. Its population expanded in recent years as newcomers learned about the beautiful waters that surround the town and its peaceful vibe. The town is also popular with tourists, and many of its residents work in the hospitality and tourism industry. When you can’t make your paycheck stretch until your next check, or you have bills that you forgot about, you can get a loan against car title from a reputable lender.
If you stopped by your bank, met with a loan officer and explained that you needed a few hundred dollars to tied you over for a few weeks, that officer might laugh you out of the bank. Banks specialize in larger loans that borrower take out when buying a new house, purchasing a new car or paying for work on their homes. When it comes to title loan Post Falls lenders specialize in smaller loans. You can borrow a few hundred dollars until your next paycheck, or you can borrow a larger sum that you pay off in the coming months. Once you learn more about these loans and the benefits of getting one, you’ll want to apply as soon as possible.
Filling Out Title Loans Post Falls Applications
Filling out applications for Title loans Post Falls residents is easy. The first step shows the lender that the borrower qualifies for a loan. You can complete this step online on the Platinum Lending website. If you can provide the mileage, make, style and model of your vehicle and supply the company with contact information, you can complete this pre-approval step in minutes. You will then need to supply the lender with proof that you have a guaranteed source of income. If you want to know how to get a title loan without a job, keep in mind that you must have some money entering your account each month such as an alimony or Social Security check. The lender will ask that you stop by your local branch or the office closest to your home to fill out the paperwork to get a loan.
Idaho Title Loan Laws
Idaho requires that lenders gather certain information from borrowers, including the individual’s name, date of birth and current address. All loan documents must include specific information relating to the vehicle, including its VIN number, the license plate on that vehicle. Those documents must include all repayment details and the exact date that the loan went into effect. When taking out title loans in Idaho, borrowers must pay off their loans in no more than 30 days. The state does give borrowers the right to renew their loans each month, which is helpful for those who borrow larger amounts.
Benefits of Getting a Loan Today
When comparing bank and credit union loans with title loans Post Falls residents routinely go with title loans. The easy repayment terms, limited requirements and no credit check make these loans popular among those who filed for bankruptcy, have a bad credit history, have a low credit score or watch the bank take back their homes or cars in the past. You’ll also love that you can renew your loan from one month to the next and that you can take out a loan against any vehicle you own outright that has a clear title. Platinum Lending lets you start the application process at any time of the day or night and then speak with one of its representatives to get your cash as fast as possible.