Your Guide to Car Title Loans Collinsville Illinois
Many people in Collinsville struggle with financial crisis or circumstances beyond their control. Whether it’s an unexpected job loss, emergency medical bills or sudden home repairs, unforeseen expenses can be a real hit to the pocketbook. The situation is even worse if you have bad credit or no credit or if you have experienced a previous bankruptcy or foreclosure. It may seem as if there’s nowhere to turn for help: the banks won’t lend and the credit card companies won’t approve you for a card. Car title loans Collinsville provide a real alternative for people going through tough times to help you receive the funds you urgently need.
Your credit score or past credit history aren’t relevant to borrowing title loans in St. Louis. Instead, title loans Collinsville are based on the estimated valuation of your car, based on the stated Blue Book price. The clear title of your paid-off car serves as collateral and secures the loan. Bad credit title loans can be a solution for you regardless of your past credit score. Throughout the term of the loan, you’ll remain in possession of your car and can drive the car as you usually do – and when the loan is paid off, your title will be returned to you free and clear.
Car title loans are disbursed quickly. Because there is no credit check process, it’s easy to help you receive the cash you’re urgently looking for on short notice. If you’re looking for a loan against your car, start today with Platinum Lending. Our simple online form will have you on the path to the loan you want right away.
How to Apply for Title Loans Collinsville
When you work with Platinum Lending, it’s easy to apply for the title loans Collinsville you are looking for. With our quick and easy online form, in a few seconds you’ll be on the way to receiving the loan you need today.
- Step one: Choose the key information about your car: make, model, year, style and mileage.
- Step two: Enter your full name, location, email address and phone number.
- That’s all! We have everything we need to get started working on your loan.
We’ll provide you with a free instant online quote of what you could receive in a loan, based on the information you provided. Next, we’ll follow up over the phone, where a Platinum Lending loan expert will ask for some more information, including your identification, proof of residence, income and insurance details. You don’t need to be employed to borrow with us; we only need to be sure that you can pay back the loan.
More information about Illinois Title Loans
Illinois state law protects people who take out title loans and other small loans. In one loan, you can borrow either up to $4,000 or 50% of what you make in a month. You have the right to a complete understanding and disclosure of the terms of your loan, including the full loan amount, payment terms, interest and the consequences of not paying back the loan, up to and including forfeiture of your car. It is critically important that you fully understand the document you are signing, as it is a legally-binding loan agreement.
Benefits of Car Title Loans Collinsville
If you need urgent funds quickly, car title loans are a real solution for you. Some benefits of these loans include:
- Simple online application with quick access to cash
- Continue driving your car throughout the loan
- Bad credit approvals for title loans
Start today with our easy online form to access the funds you need!