Title loans Naperville, Illinois
Naperville is considered to be one of the most desired places to live in the whole entire country. The people living in Naperville love it for its small town charm and old style architecture mixed with the modern newer homes with a straight shot on a train to downtown Chicago. It’s like a permanent getaway for those commuting to work in Chicago. I can tell you that the people of Naperville definitely have it all together but situations still arise where one may need car title loans or motorcycle title loans in Naperville. However, I was a little caught off guard when I received a phone call from a gentleman in Naperville looking for online title loans with no inspection. Together we ended up finding a lender for car title loans in Chicago. I really thought this guy must have had the wrong number as he was trying to get a title loan in Naperville on a 2016 LandRover. So I continued to ask him if he was trying to buy a car or trying to get an actual title loan on a car he already owned as it is six months into 2016 and we are talking about a 100K+ vehicle. He continued to ask for a car title loan estimate so I proceeded with the pre qualifying questions. I have to be honest, I tried to redirect him to our Platinum Lending application page to fill out his car information there because I was sure he was confused. I continued to explain throughout the application process that a title loan in Naperville will require a lien free title from a car that he is no longer financing. I couldn’t understand what a person who owns a paid in full 2016 Land Rover would be doing seeking a car title loan in Naperville and then I found out, real estate! This guy was planning on going to a real estate auction the following day and wanted to make sure he had the funds to cover the cost of his bids. We all know it takes longer than 24 hours to get a conventional loan through a bank and so did he.
How do I know if I qualify for Title loans Naperville, Illinois
The biggest question is whether or not your title is actually lien free. Once that is cleared up it is best to call a Platinum Lending specialist to discuss any other car title loan eligibility questions such as:
- Being active duty in the Military
- Bankruptcies on your record
- Acceptable forms of Proof of income
You will also need a few required documents such as proof of income, car title, and a valid driver’s license. Call us at Phone : (888) 714-9792 and we will get you the money you need today.
Why was I only offered 4000 dollars for my vehicle?
The State of Illinois has some very strict guidelines as to what a lender may accept as proof of income and every lender follows these requirements to a T. If you are looking to borrow more than 4000.00 on car title loans in Naperville you should call a Platinum Lending specialist as soon as possible to explore all of your options. You can spend your day reading TITLE 38: CHAPTER I: PART 110 CONSUMER INSTALLMENT LOAN ACT SECTION 110.370 LENDING LIMITS AND REFINANCING located in the state law or save yourself the headache and call Platinum Lenders to get you to the lender that is best for your situation.
A representative from Platinum Lenders will make getting car title loans in Naperville as easy as possible. Even if you don’t have bad credit and just need cash in a hurry we can help you find a lender to help you complete your loan process in as little as 45 minutes with a lender that might be running no interest specials for a short period of time.