Title Loans Tinley Park, Illinois
If you have expenses you need help paying off, get a title loan in Tinley Park, or Chicago. Our trusted lenders will work with your needs and give you a loan to help out. Regardless of the type of credit you have, the only thing we require of our applicants is that they own the vehicle. Compared to bank loans, our title loan lenders will be able to give you instant approval and fast cash. They also do not do credit checks because it is not necessary to getting your loan. Best of all, any information you submit through us is kept confidential. We do not sell any information to third parties. To learn more, apply now.
How Does it Work?
Title loans are used instead of your credit score to secure your chance at a loan. Vehicle titles are given to individuals who own their cars, meaning they have made the monthly payments necessary towards owning the vehicle. If you purchased your car at a dealership, they take care of the paperwork necessary to get a title in your name. You will then temporarily surrender your title to the lender. They hold onto it until you have paid the loan back, and you are still able to drive the vehicle even if they have the title.
How to Apply
Illinois title loans can get you up to $4,000. To get your chance at that loan amount, just submit a form with us online or over the phone. If you choose to call, our loan agents are standing by every day, even the weekends, between 9 AM to 7 PM to take your call.
Furthermore, the vehicle make, year, model, mileage and style is what determines the appropriate loan amount for you. Once we receive that information, we will then give you a title loan estimate, for free. Then our loan agents will contact you letting you know how much you can potentially receive, a title loan site in your area, and any documents you will need to bring with you to the location.
- Photo ID (Driver’s License, State ID)
- Proof of income (Pay stubs or bank statements)
- Proof of residency (Utility bills)
- Vehicle Title
Your vehicle must also be there when you finalize your contract. The lender is required to do a quick inspection of the vehicle, as well as take any notes on damages to it. Any damage can affect your title loan amount.
Helpful Guidelines for Title Loans
You are obligated to pay off the loan in the time given time. You also have the right to rescind a loan if you do not want to continue. You have 24 hours, or until the next business day to return the full loan to the lender to cancel the contract.
Consequently, you may receive up to $4,000 for a loan, but may also negotiate with your lender to get a smaller loan amount. Each scheduled payment you make will be equal in amount. Early payments are allowed, so if you have the resources to make payments before they are due take that option. The quicker you pay the loan off, the faster you get your vehicle title back from the lender. Moreover, the loans have a maturity date of 30 days, and can be renewed or refinanced if you are unable to pay it back in that time.