Title Loans in Lansing, KS
If you need money to pay off an urgent expense and you have a car with a lien-free title, you can leverage its value to get quick cash through a title loan. There’s no credit check involved, so it doesn’t matter if you have a poor credit score or no credit history to speak of. The application process is a breeze, with high approval rates and the opportunity to get your money the same day that you apply.
You can put your title loan towards whatever you want, whether you’re paying off past-due bills, a medical expense, a home repair, or you’re expanding your business. For any financial problems, you can get a title loan to help solve them.
Applying Online for Lansing Title Loans
To make getting your loan even easier, we set up a convenient online application for title loans Lansing. You can complete the application right here on our website, and it doesn’t take more than a minute. Just go over to the application form and punch in the following info about the car that you plan to use as collateral on your title loan:
- Approximate Mileage
We’ll also need the following contact information:
- Your full name
- Your phone number
- Your ZIP code
Once you submit that form to us, we can use your car’s current market value to provide you with your free title loan quote. We’ll also have one of our friendly title loan representatives contact you back at their earliest convenience to provide more information and answer any of your questions about the loan process. The representative can provide you with the location of a lender where you can go obtain your loan.
Kansas Title Loan Regulations
Since the federal government allows states to set most of their title loan regulations themselves, how title loans work can vary considerably from state to state. Missouri regulations govern Kansas City title loans.
A title loan is a secured loan where your car serves as the collateral. Federal law does require that all title loan borrowers are at least 18 years old. Kansas doesn’t put too many regulations on how title loans work, so there’s no state cap on title loan amounts or interest rates. One unique aspect of title loans in Kansas is that they’re open ended lines of credit, so when you pay down your loan, you can borrow again up to the original loan maximum.
The standard title loan term is 30 days. If you can’t pay back your loan on the due date, you can pay just the interest to roll it over. This means that the loan principal gets carried over to a new term with another interest charge.
Benefits of Title Loans
Title loans Lansing have a number of benefits over other types of loans. The convenient application process makes it easy to obtain a title loan, and you don’t need much in the way of documentation – just your government-issued ID to verify your age, your car, and your car title, which the lender keeps until you pay back your loan. You keep your car during the term of the loan, so you don’t need to start looking at bus routes.
Being able to extend your loan by paying just the interest gives you flexibility regarding your payments. Since your loan is a line of credit, you’re also able to borrow more money when you need it, provided you’ve paid some of your loan off already.