Car Title Loans in Shawnee, KS
Are you stressed and lying awake at night because you are not able to pay your bills? Do you have a big event or expense coming up and you do not have the money to cover it? If so, we have an easy solution at Platinum Lending. With our title loans in Shawnee, you can apply for the cash you need without worrying about spending a lot of time filling out an application or being rejected because you have bad credit. We assist clients every day with all types of credit situations.
All that is need to be approved for a title loan with us is a lien-free vehicle in your name and some form of regular income. You do not even need to be employed to be approved for a title loan, which makes our loans ideal for individuals who are out of work or who have some other short-term financial need. Our online application process is designed to be completed quickly and easily. With a bank, you would likely need to spend a long time completing an application and even longer waiting for a response. We do not make you wait. Our application can be completed within less than half an hour and we provide fast responses. Approved loans can be funded within one day.
Guide to Applying for Shawnee Title Loans
When applying for KC title loans, you should be sure you understand what to expect. If you have not applied for title loans in Shawnee in the past, you might be pleasantly surprised at how fast and easy it is. The first step in the application process is to enter your name, zip code, and contact number in our online application. To process your loan request and develop a loan estimate for you, we will also need the make, model, and mileage of your vehicle.
If you are worried that your vehicle will not qualify for a title loan, you should not be concerned. We are usually able to approve loan requests for most types of vehicles. For instance, we can even grant loans for recreational vehicles and motorcycles.
Employment is not a requirement to be approved for a title loan. We can approve your title loan request as long as you have some type of income that is received on a regular basis, such as:
- Alimony
- Workers’ Compensation
- Social Security
- Disability
- Child support
- Unemployment
Do you need a title loan without insurance? Get in touch to ask about what may be available.
Legal Requirements for Title Loans in Shawnee
When applying for title loans in Shawnee, you should understand that you must have attained at least the age of 18 to be approved for a loan. We cannot grant a title loan if you have any outstanding liens against the vehicle title or if the title is not listed in your name.
Title Loan Advantages
At Platinum Lending, we are pleased to provide a convenient, hassle-free loan process that allows you to borrow the money you need with no worries. One of the most important benefits of a title loan is that you do not have to worry about a credit check. If you have had credit issues in the past or if you do not have any established credit, it’s unlikely you will be approved for a loan from a bank.
Since we do not even run a credit check, your credit issues are not a problem when applying for a title loan. We offer competitive interest rates and do not charge pre-payment penalties for paying off your loan early. You can also continue driving your vehicle throughout the term of the loan.