Title Loans Keene, New Hampshire
Going to work every day, clocking in on time and giving it 100 percent gets you respect from the boss. He will still respect you if an emergency happens and you have to miss work. What the boss won’t do is continue to pay you if you’ve used up all your sick, personal and vacation days. It’s not the boss’s fault. That’s just how business works. Unfortunately, your check is now much lower than you need and you have another emergency. It happens. One way to solve this problem is with title loans Keene.
Title Loans Keene
The concept of cash loan against car has been around for decades, but it’s still an underused method of funding. Most people are unaware of how title loans Keene work so they don’t consider them an option. It’s actually quite simple. Title loans are personal loans made to individuals who use their car title as security. Loans amounts vary because they are based on the value of your car, but all loans are short-term. In New Hampshire, the term is no longer than one month. Borrowers do have the option to the renew the loan for another 30 days, if they need more time to repay, and they get up to 10 renewals. Because borrowers use their car title to secure the loan, it’s less risky for lenders to make loans to everyone, regardless of their credit history.
Applying for Title Loans Keene
Applying for car title loans online only takes a few minutes and is followed by a short phone call with a Platinum Lending loan agent. Start by filling out the online application, which asks for the year, make, model, style and mileage of your car. It also asks for your name, phone number, zip code and email address. You do that and we give you a loan estimate. During our phone chat, we answer your questions and set up a repayment schedule. Finally, you tell us when you want to collect the money.
New Hampshire Legal Rights
- Loans up to $10,000
- Loan terms of one month
- Loans may be renewed up to 10 times
- Borrowers may can the loan within one business day. They must repay the entire loan amount in cash when cancelling the loan.
- Lenders must be licensed by the state
- Lenders must maintain an office in the state
- Borrowers are not allowed to take out a title loan if they already have a title loan in process or if they have had a title loan within the past two months. Lenders must have borrowers sign a document stating the borrower meets this requirement.
Benefits of Title Loans
The benefits of title loans in Manchester and Keene can be summed up three words; money and convenience.
Getting the money you need is the biggest and best benefit, especially when your other options for getting cash are limited. We won’t check your credit, so even if you have bad credit, you still get the money.
Platinum Lending lets you apply online from home. You can be sitting on the sofa or in bed in your pajamas. You don’t need to dress to impress our loan agents because you won’t see them. It only takes a few minutes to complete the application and have a short conversation with one of our agents about the loan specifics. Another convenient aspect is that you keep driving your car. We keep the title because that’s all we need. There is no reason to inconvenience our clients by forcing them to walk or find a ride to where they need to go.