Title Loans in Paterson, NJ
Whether you’re living in Paterson or Clifton, New Jersey, it’s nice to know that Platinum Lending LTD. is there to take care of your loan needs with title loans in Paterson. If you aren’t familiar with these, they are completely online title loans.
There is no need to take time off from work. You just fill out our simple online application. You’ll also be impressed when you realize how many advantages they offer over other types of loans like payday or personal loans. If you own your vehicle clear and free and hold the title, you could qualify for a short-term loan, good interest rates and a fast payout.
You can’t even be turned down because of poor credit, and you can spend loan funds on anything you want. Learn more about the advantages of auto title loans today.
How to Qualify for Paterson Title Loans
At Platinum Lending LTD., we’ve gone to great lengths to keep the qualifying process as easy and simple as possible. So, take just a moment to make sure you meet a few requirements.
- Vehicles offered as collateral can be older models or new, but they need to be in running condition.
- You’ll need a clear title in your name. If you purchased the vehicle using a lender, your title in New Jersey should have a paid stamp or show a signature of release. If you have a lien release, you can obtain a clear title by contacting the Motor Vehicle Commission.
- We will need proof of income to verify that you can make your loan payments. Don’t worry; we accept several forms of income, which include unemployment benefits, retirement funds, government benefits and more.
- To sign contracts for NJ title loans, each applicant must provide their driver’s license proving they are 18 or older.
Advantages of Title Loans Paterson
Free Car Title Loan Estimates
Our hassle free loans come with free loan estimates. Moments after applying online, you’ll receive your loan offer. If you like the estimate, we encourage you to continue with the loan process. Take a moment to get your income records together, so you’ll be ready when your loan representative calls to finish up the loan details.
No Credit Hassles
There aren’t many places where you can apply for a loan without having your credit checked. However, since vehicle title loans are secured using the paper copy of your car title, it isn’t necessary for us to check credit profiles. You’ll also like the fact that secured loans typically provide larger loan amounts and better interest rates.
Confirming Loan Terms
Lots of folks feel more secure about loans that come with contracts. Reputable companies doing business in New Jersey always write contracts, which meet state title loan regulations. Contracts spell out the terms of the loan for borrowers and title lenders. They reduce the chances of confusion or misunderstandings, so both parties know what is expected of them during the loan term.
Applying for vehicle title loans is a great way to get financial help, and we’re proud to present borrowers with loan funds in as little as a day or less.
Getting Started With an Application
It has never been easier to apply for title loans in Paterson. If you have five minutes, an internet connection and a PC, you’re all set to apply. Just fill out our short online auto equity loan form with the following information:
- Personal contact information, which includes your first and last name, phone number and zip code.
- We also need your vehicle description information, which includes a mileage estimate and the make, body style, model and age of your auto.
If you like the idea of convenience, professional services and no credit checks, consider title loans in Paterson today.