What are Car Title Loans Avon Lake, OH?
Running out of money is always stressful, especially when your credit isn’t that great. What are you supposed to do when you’re fallen behind on your bills and the landlord is threatening eviction? Or you’ve got to buy school supplies but your hours are low at work? Or a car repair took all of your savings and now you’re scared the electric company is going to shut off your lights? Not everyone is in a position to run up to the bank and take out a loan to plug all the financial leaks.
Here’s some good news if any of these scenarios sound familiar to you: car title loans Avon Lake are no-credit-check loans that can get you the money you need quickly and easily. All you need is to own a car free and clear. Instead of checking your credit to see if you qualify for a loan, a car title loans Avon Lake lender like Platinum Lending loans money based on the value of a car you own, not on your credit history. To secure the loan, Platinum Lending holds your original title. Once your pay your loan in full, you get the title back. It’s that simple.
Apply for Title Loans Avon Lake
When you’re ready to get an estimate on title loan amounts you may qualify for, just fill out our super-simple online form. After answering a few basic questions about the car you own and providing us with contact information, we’ll give you an instant, on-the-spot estimate for how much money you might be able to borrow. You’ll probably discover that not only do you qualify to borrow the money you need to take care of your financial situation, you can actually borrow much more if you want to!
The next step is to complete the full application. We can talk with you over the phone at your earliest convenience to do this, or you can come in person to your nearest Platinum Lending affiliate (we’ll tell you which is closest to you). We’ll ask for a few more pieces of information, though not nearly as much as a bank or credit union will ask. These will include:
- government-issued id with your photo
- the original title to the car
- proof of current registration
- proof of address
- proof of steady income
Your income source doesn’t have to be a job. Title loans in Cleveland and the surrounding areas only require that you have income of some sort, whether that be from child support, alimony, retirement, pension or disability payments. We may also ask you to provide us with a few references in case we ever have trouble getting in touch with you to discuss your account.
Are These Loans Legal?
Getting a bad credit loan against car title is perfectly legal in Ohio. And that’s a good thing! Having access to these easy, affordable loans keeps many people from resorting to other means to get money, like begging family members, pawning personal items or taking on another job at the sacrifice of their health and family time. In the state of Ohio, you just need to be at least 18 years old and own your own vehicle to qualify.
Our Loans Can Help You
Our title loans Avon Lake provide easy access to the money you need without the worry, stress and hassle of applying for a bank loan. Plus, we say yes when most places will only say no. We can usually get you the money the same day you apply for it and we can work with you to create a repayment plan that is affordable and practical for your budget. Fill out our online form today to see how much money you can get!