Obtaining A Title Loan In Chillicothe Ohio
Title loans are a great way to get money fast. If you are struggling with paying your bills, a loan can help you get through the rough times. Unlike traditional loans, you don’t need to go through a credit check. Title loans Chillicothe can help you even if your credit score is less than perfect. You will be approved based on the collateral value of your automobile. A title loan is a great way to get some extra money for the things you need until your next payday. As long as your car has value, you have identification, proof of income, and a verifiable address, you will be approved.
Why Title Loans Chillicothe Can Help
First, we will need to get some information about your vehicle. We need to know the year, made and model, as well as how many miles are on the auto. We need to have some personal information too, but not at first. Filling out the estimate for car title loan estimate form will tell you how much of a loan you can receive. Remember, this is just an approximation, which is often called a “pawn estimate.” The final value will be determined at one of our locations. A customer service representative will be in touch with you soon to go over the specifics. If the amount we offer is acceptable to you, then we can proceed with the loan.
To finalize the transaction, you will need to take the car to one of our brick-and-mortar locations in Ohio. There, one of our representatives will do a visual inspection of your car. We use Kelly Blue Book to determine the book value and help determine how much we can loan you. Title loans no insurance required can be obtained in a matter of minutes.
It’s Easy To Get Title Loans Chillicothe
Platinum Lending LTD knows that bad things happen to good people. Not everyone can qualify for a bank loan, and yet many don’t want a loan that goes on their credit. We provide quick and easy loans for people regardless of their credit history. The car stands good for the value of the loan.
The Ohio Consumer Lenders Association has strict rules in place for title lenders. We ensure that we follow their regulations to protect you. These loans are much like payday loans with one exception, the vehicle. The title is held until the loan is paid in full. Once the loan has been paid, the title will be returned to you. In Ohio, these loans cannot exceed 31 days and the loan amount is 75 percent of the car’s value. See why so many people use our title loans in Columbus and in Chillicothe.
Benefits Of Getting A Title Loan
First, you need to understand these loans are a short term solution to a debt problem. These are not long-term loans. They are not meant to fix huge financial issues. They can help pay a past due bill or ensure you have enough money for groceries or car repairs. The best part about this type of loan is you get to continue driving the car. A title loan is a great option for those who don’t have credit or don’t need another recurring monthly payment. As long as you have a clear title, we can help you out. If you are looking for title loans Chillicothe, fill out the application now.