Title Loans in Cincinnati, OH
Short-term loans may be hard to come by for individuals suffering with bad credit. However, Platinum Lending can find you the right title loan lender that will help out with your financial situation. Banks often have to go through several steps to process your loan request, and it may even take weeks for you to hear back from them.
Instead of waiting around to get your personal loan processed, get a loan against your car with title loans in Cincinnati that same day! Title loans in Ohio can get you up to $5,000 all for your vehicle title. Don’t wait and apply today!
Applying for a Cincinnati Title Loan
Platinum Lending can get you the cash you need as well as instant approval. To get assistance, simply apply for car title loans online or over the phone. Our hotlines are open every day of the week for your convenience. If you choose to apply over the phone our loan representatives will ask you about some basic information regarding yourself and the vehicle.
Such questions like your name, zip code, phone number that we can contact you at, your vehicle make, year, model, style and approximate mileage will be asked. The same questions will also be available on the online form. Even if you apply late at night or after business hours, we will guarantee you approval and an estimate by the next day!
How Much Is My Title Loan?
Based on this information you provide to us, a loan estimate will be presented to you, as well as the location of a loan store where you can get a title loan in Cincinnati. There is a maximum borrowing cap at $5,000 in the state.
The amount of money you get for this type of collateralized loan all depends on how much your car is currently priced. The higher the price, the higher the chance of you receiving a loan closer to the maximum borrowing amount.
Title loan representatives will let you know of documents and other items you will need to bring with you to the loan store, which may include:
- Photo ID (State ID, Passport, Driver’s License)
- Proof of income (Recent pay stubs and bank statements)
- Proof of residency (Utility bills with your name and address on them)
- Proof of insurance (Full coverage insurance may be necessary for some applicants but not all)
- Vehicle title (Obtained at your Department of Motor Vehicles)
Vehicle Title Requirements
Your vehicle title must be clear and lien-free, meaning that there must be no indications that state that you own money. It must also not be a salvaged vehicle that has been previously badly damaged.
Benefits of Car Title Loans in Cincinnati
There are many advantages of getting a title loan in Cincinnati, which includes:
- Quick approval
- Same day cash in hand
- You still get to drive your vehicle
- Easy to pay back
- Prepayments are allowed
- No credit needed
Already have a title loan? No problem. Platinum Lending will find you a title loan lender that will cover the cost of that current title loan for you for a new contract! Our lenders will guarantee lower interest rates and payments needed in the agreement that they present you. There is a $10 fee for transferring lien-holders.