Title Loans in Dublin, OH
Credit checks are required when taking out any type of loan through a bank. On the other hand, title loan lenders are offering you a chance to get a personal loan without the hassle of credit checks in Dublin. For a title loan, you may get up to $5,000 instantly! These loans are readily available for any individual who owns their car. Unlike other lenders, we do not discriminate our applicants based on their credit. All we require is that you have a vehicle title, and since all credit types are welcome, you can get started on the process now!
How to Start the Process
When you apply, you may choose to apply:
Online. Our application will be readily available to you whether you are on a computer or mobile device! You will be contacted by one of our title loan agents within a day after you have submitted an application for an approval and a loan estimate.
Over the phone. You may also call our hotline between the hours of 9 A.M. to 7 P.M. CST, seven days a week. The information you will have to provide includes your vehicle make, year, model, mileage and style. We are able to calculate a loan suitable for you based on the current price of your car.
Regardless of how you choose to apply for a title loan quote, the process is free and you are not obligated to continue.
You will be required to bring the vehicle with you at the time that you sign the contract. A quick and final inspection will be made on your vehicle. Your lender will inform you that the purpose of the inspection is to record any damages on your vehicle now. Your loan amount may decrease depending on the severity of the damage on your vehicle, you are also required to provide:
- Photo ID. You must be 18 years old or older to get a title loan in Ohio, please bring a valid government-issued ID with you to the loan site.
- Proof of income. Recent bank statements or pay stubs must be presented. If you are unemployed or self-employed, speak with your loan agent about any supplementary documents you may bring instead.
- Proof of insurance. May not be applicable, depending on your title loan lender.
- Vehicle title. You can get your vehicle title at any Department of Motor Vehicles or tag and title services such as:
Once you have signed the contract and received your loan, you are responsible for paying it off before the maturity date. Title loans in Columbus have a lending period of 30 days, and must be paid back before that, or can also be paid back before that date. There are no penalties for prepayment. Your lender will inform you of the payments you need to make by what date, but if you do not pay them or make a late payment, your vehicle can be subject to repossession. You will be notified if the lender chooses to repossess the vehicle. They will then sell the car for its current market price to cover your loan. You will be issued a refund if it exceeds the title loans you needed to pay back.
You do have the right to rescind the loan if you do not want it. However, you must do so within 24 hours, or the next business day, to do so. You have to return the full loan amount to the lender in this time frame.