Title Loans North Olmsted, Ohio
You may be able to get up to $5,000 in financial assistance by applying for a title loan in North Olmsted, just like in Cleveland. These loans are open to any applicant regardless of their occupation, income level or credit score. The only requirements we ask from you is to be 18 years old or older, and be an owner of a vehicle title! Whatever your loan needs may be, let our lenders help you out in an instant! Unlike other lenders, we have a quick approval process and will provide our borrowers same day cash. To start the process, submit an application now!
To find out more about Ohio title loans, you can do so by submitting a free, and non obligatory application either online, or call us on the phone! Our offices are open every day of the week and we will be able to get back to you within a day. You only have to provide us a phone number to contact you at, and your vehicle make, year, model, mileage and style must be submitted. We are then able to get you a title loan estimate that is appropriate to the car’s worth. After this, we are then able to find a lender in your area that will work with your financial needs! Please bring the following to the title loan store:
- Photo ID (Valid government-issued IDs: Driver’s License or State ID)
- Proof of income (Recent pay stubs or bank statements)
- Vehicle title
- Your car
Your car is also required for inspection and evaluation. The condition of your vehicle may greatly affect your loan. If any damages on your vehicle will affect the market price, your loan will reflect that factor. Your car history may also affect the loan you receive, the involvement of your car in any collisions will also affect the value.
Some Benefits of Getting a Title Loan
When you get a title loan, there are several benefits with this option. First, your credit score is unaffected when you apply. Compared to getting a loan through a bank, each time you inquire about a loan your credit is ran and can decrease depending on the amount of times you try to apply. Second, we are also able to give our consumers instant approval unlike our competitors. Furthermore, you are allowed to make payments before your scheduled date. By doing so, you will be able to get your title back before the maturity date.
Terms of the Contract
The contract offered by your lender must provide you all of the information regarding your payment plan, and consumer hotlines for complaints. Your payment plan will include the scheduled dates of when payments are due, the interest rates of each payment, and what type of payment is accepted by your lender. If you so happen to pay your loan off before the maturity date, which is 30 days after you get the loan, you will not be charged any additional interest rates after you have paid it off. If the lender does so, you can file a complaint with the Consumer Federation of America and the Center for Responsible Lending.
Unfair and Deceptive Practices
If your lender discriminates on your education, income level, or occupation, you will be able to file a report against them through the Ohio Attorney General’s Office over the phone, or online.