Car Title Loans in Withamsville, OH
Title loans in Withamsville are a great resource if you’re strapped for cash and looking for a way to get the money you need quickly. They’re also a great resource if you just want a little extra to spend. Platinum Lending is in the business is putting money into your hands, not asking why you need it. And, we make it easy to get your loan approved.
Applying for Withamsville Title Loans
Our requirements for title loans in Withamsville are simple. You need to own a vehicle to use as loan collateral, and the vehicle title should be clear of any liens. We do require you to be at least 18, and you need an income. A job is not necessary, but you should have money to afford loan payments. Did you notice we didn’t mention a credit score requirement? That’s because a credit check is not required and has no impact on you getting Withamsville or Cincinnati title loans. So, even with bad credit, you should expect to be approved for an auto title loan when you use vehicle collateral. What about bankruptcy, you ask. We open to the possibilities, so ask us about your options.
Qualified applicants can complete our easy application in minutes by just telling us their name, contact details and specs about their vehicle, including the make and model. As soon as we get the application, we give you a car title loan estimate. Then, it’s a simple matter of processing the loan. We do that right away so you won’t have to wait for cash. Most of our loans are processed and passed out in the same day.
Auto Title Loans Withamsville Legal Guidelines
Ohio law requires title lenders to register with the state, so make sure to choose a lender who abides by the legal guidelines. Under state law, interest is capped, and all charges are outlined in a loan agreement the borrower gets to review before signing. If an account becomes delinquent the borrower is given advanced notice before their vehicle is repossessed or sold.
- Simple application. It’s short enough to complete in minutes.
- Fast and easy processing. We explain title loans to you, and we get a little more info about your car and income. It’s usually wrapped up the same day you apply for title loans in Withamsville.
- Money comes quickly. With our speedy processing, there’s no delay in your loan approval and cash dispersal. We understand how vital it is to get money into your hands quickly, so we don’t waste time.
- Forget about bad credit. We did. Title loans in Withamsville are based on vehicle collateral, not credit ratings. By not using your credit score in loan decisions, we can help more people, and you don’t have to worry that a low credit score will get you denied. Our loans are based on collateral.
- You get the money and keep the car. We only need the vehicle title, which means you are not left to find transportation while paying off your title loan.
- Flexible loan payments. If you can’t pay off the loan during the established term, let us renew the loan so you have more time to make payments.
- Confidentiality is important to us, so we keep your info private.
While title loans, cash advances and payday loans are each quick ways to get funding, especially for those with credit problems, these loans are not the same. Title loans provide higher loan amounts and longer payback periods, and they can be renewed for even more time. The other funding options are based on your weekly paycheck and are due on your next pay period.