Title Loans Aiken, South Carolina

If you need cash in your pocket quickly and a standard bank loan won’t do the trick, title loans might be just the option you’re looking for. As a simple and easy way to get some supplemental money, title loans in Columbia can help you get pay off a debt, make a payment due date, or just give you some wiggle room until your next paycheck.

How are Title Loans Aiken Different from Standard Bank Loans?

A title loan can help you when a standard bank loan can’t because it isn’t a standard bank loan. Unlike a loan you get from the bank, title loans in Aiken do not use your credit score as a basis of how much money you can receive. In fact, title loans in SC won’t ask for your credit score at all.

Now, you may be wondering how you can get a loan without needing to give your credit score. It’s simple. Instead of basing your loan on your credit score and ability to repay the money given to you, a title loan is a loan against a car.

When you need money, a title loan allows you to use your vehicle as collateral for the deal. Based on the overall value of your vehicle, your loan provider will give you a set amount of money in exchange for the title of your car. As long as you can repay the money on time and without issue, the title will be returned to you in a timely manner.

Applying for Title Loans Aiken

Platinum Lending makes applying for title loans in Aiken easy. To receive title loans online, you can fill out Platinum Lending’s online application form, which will ask you for the following information:

• Vehicle Make
• Vehicle Model
• Vehicle Mileage
• Vehicle Style
• Your Name
• Your Phone Number
• Your Zip Code

Be sure all the information is accurate and up-to-date. This will ensure that the process runs as quickly and as smoothly as possible. Based on the information you provide, you will be given an estimate for how much you may be able to receive from your title loan from Platinum Lending. If this amount fits your needs, a loan representative will contact you to finalize the loan process.

You and your loan representative will cover the following information during your conversation:

• • The final amount of money of the title loan
  • The interest rate that will be associated with the loan
  • When you will be required to start making payments on your loan
  • When your final payment and the entire amount of the loan will need to be repaid
  • How you can pick up your loan money
  • Where to drop off the title of your vehicle
  • What will happen if you are unable to pay back the money that you borrowed

Benefits of Title Loans

The application process for a title loan isn’t the only thing different than a standard bank loan. A title loan also has a number of benefits that you won’t find elsewhere. Because the application process only takes a few minutes to fill out and you only need to be the owner of a vehicle to qualify, you can get the money you need quickly. You won’t need to waste days or even weeks applying and waiting to be approved with a title loan.