Title Loans in Charleston, SC
Are you one of those who don’t have access to conventional loans from banks or credit unions, and yet you are in need of cash right now? It appears that your back is against the wall. But don’t lose hope; Platinum Lending is willing to provide you with resources for title loans in Charleston.
South Carolina Title Loans in Charleston
Auto title loans are loans that use car titles as collateral. The titles must have no judgments or obligations since they are used to secure the money that the lender releases to the borrower.
Since the loan is secured, a borrower could qualify for more money than he has previously assumed. Furthermore, the approval of his loan application is faster. In as short as 24 hours, he can get the cold cash in his hands. We can do it fast since we are not interested in your credit rating or credit history to get you a title loan estimate to start the process.
The only things you need to prove that you are qualified for a title loan with Platinum Lending are:
- You have a source of income
- A car title with no obligations or judgment
If you have these two qualifications, then by all means, apply for title loans in Charleston now. Your financial straits will be over in no more than 24 hours.
Our completely online title loans application processing is very easy and very quick:
- We will only need some basic information about you and your car.
- We will provide you with an instant title loan quote based on this information.
- After receiving the quote, our expert title loan agent will call on you and walk you through the whole loan application process. He will also answer all your questions and concerns to assure you that you are making the right decision.
- All these will be accomplished in as little as 24 hours, after which you will be able to hold in your hands the much needed cash.
How to Apply for Title Loans Charleston at Platinum Lending
Our title loan process is very easy and simple. Here are the only things you need to do.
- Locate the ‘Apply’ button at the right top section of the web page. A drop down option will appear when you point your mouse in it.
- Choose your vehicle type. There are three options: motorcycle, car, and commercial vehicle/semi-truck
- Click on your vehicle.
- On the box that appears, fill out the important information about your vehicle.
- Type in the required vehicle information:
Year of vehicle
- Type in simple personal information:
After accomplishing the online form, you will be given a free estimate on your car title loan. A Platinum representative will then call you to discuss the terms.
Laws Regulating Title Loans
There is a Law regulating title loans in Charleston that say if you can’t pay off the loan, it will be rolled over. That means the original loan will be continued but the interest will begin to build up all over again. You can still keep your car and it will not be repossessed by your lender.
Benefits of Charleston Car Title Loans
Car title loans have more benefits than traditional loans from commercial banks.
- You get to keep your car and use it even if its title is in the hands of the title loan lender.
- Title loans are usually only for a short term period, therefore, you can easily pay off your debt, and get your car title back in no time.