Title Loans in Greenwood, South Carolina
Few things are as upsetting as finding yourself in a financial predicament and realizing you don’t have the means to obtain money through a traditional lender. What are you supposed to do when the banks and major lending establishments keep telling you no? The financial need doesn’t just go away simply because loan officers don’t like the looks of your credit report or don’t think you’ve been at your job long enough to qualify for one of their loans.
Times like these are what title loans in Greenwood are made for. Car title loans are lending solutions that loan money based on the value of a vehicle you own, not on what your past financial situation looks like. All you need to qualify for one is a clean and clear title to a vehicle and some form of income so you can repay the loan; your credit history won’t even come into the picture. In fact, some of the lenders who work with Platinum Lending, LTD, will give you a loan even if you have a few more payments to make on your vehicle.
Applying for Title Loans Greenwood
If you’re curious about how much money you qualify for, simply visit the Platinum Lending website and fill out the online form. You’ll be asked for information about your car, including:
- make
- model
- year
- approximate mileage
You’ll also need to provide a few basic contact details for yourself, like your name, cell phone number and zip code. You’ll get an estimated quote of how much money your car may qualify you for based on the information you provided. Then, an experienced, professional lender will call you at a time that’s convenient for you to discuss your needs in greater detail. You don’t have to commit to anything until you feel ready. Car title loans in Columbia are here to provide you with the money you need whenever you’re ready to proceed. You’ll never be pushed or coerced into anything.
Most lenders prefer that you have a job when you apply for a loan but it isn’t always a requirement. You can still get car title loans in SC as long as you have some form of income, be it from child support, disability or retirement income. Your lending specialist will work with your personal situation to create the best loan and repayment plan possible.
Are Car Title Loans Legal?
Car title loans are absolutely legal in South Carolina. All of the lenders in the Platinum Lending, LTD circle are legally authorized to provide a loan against a car title. Your car title simply acts as collateral to secure the loan, which allows lenders to skip the credit verification process and save you time, energy and worry.
What about all the negative stuff you hear? Car title loans online sometimes get bad press because the lending term is usually short, which can make interest rates higher than with typical loans. However, if you work with your loan specialist to borrow only the amount you need and create a repayment plan that fits your budget, you should have no worries.
What Can Title Loans be Used For?
You can use the money you get from your car title loan for anything you need, including:
- unexpected expenses
- paying off credit card debt
- taking a trip
- paying medical bills
- home renovations
- buying a car
How you spend the money is up to you. Car title lenders won’t make you justify your reasons for the loan the way some banks and lending establishments do. Why not see what you can qualify for today?
