Title Loans Hilton Head Island, SC
Have you had a rough financial patch lately? Is it getting worse, but you feel entangled because you cannot find a way out? This sounds like many other Americans. For that reason, you don’t have to feel shame about your situation. Are late mortgage payments and overdue utility bills part of the problem? Or is it that you had an emergency such as a long illness or had to pay funeral expenses after the death of a loved one? These situations can wipe you out financially. It is at these times that you need all the help that you can get. A title loan lender has the resources to assist you in finding a solution to your financial woes. So, instead of worrying about your financial problems, you should consider contacting a title loan lender today.
The City of Hilton Head Island
The city of Hilton Head Island is located in Beaufort County within the state of South Carolina. It is about twenty miles to the northeasterly direction of Savanna, Georgia and about ninety five miles of the southerly direction of Charleston. Sometimes, people will refer to the area as Hilton Head instead of Hilton Head Island. It is a resort town that sits on an island that received its name from Captain William Hilton who discovered a headland close to the Port Royal Sound in 1663. On the island, you will find twelve miles of beach where tourists come to vacation. In fact, there were about a little over two million tourists that visited in 2004 bringing billions to the local economy. The population in the year 2010 was reported as 37,099.
Title Loan Laws
The laws in South Carolina governing the title loan industry are specific to interest rates and loan amounts. The borrower can apply for a title loan for family, personal and household reasons. The loan term is thirty days. If the loan is paid off within that period, the borrower can put in another application for a new loan. The title loan quote and the loan amount will be thirty five percent of the fair market value of the vehicle. The South Carolina title loan amounts start at $601. The borrower can renew the loan six times, but this cannot be exceeded to 240 days.
The Title Loan
A title loan company and financial problems go hand in hand. In fact, your financial problem is what drives the title loan lender to have compassion and to provide the help needed for a practical solution. The process of acquiring a title loan is simple, fast and one of the easiest things you probably ever did. It consists of three steps:
- Apply for the loan online or over the phone
- Gather your documents and provide them to the lender
- Wait for the review, process and approval, after which the funds will be deposited into your bank account.
The Required Documents
If you are in an urgent financial situation and convinced now that a title loan lender can help you, it would be in your best interest to start gathering the required documentation even before you begin the application process. Here are the few documents that the lender will require:
- Valid identification card issued by a government entity or a copy of your driver’s license
- A copy of the original title of the vehicle
- Paystubs, tax returns or other proof of income
The Application
You are now ready to complete the application online. Yes, and you can call the lender to get the application done over the phone. Whichever method you choose, your goal is to obtain funding, which is possible within 24 hours of completing the application form. Do it right now and be on your way to financial relief.
