Title Loans in Athens, Texas
Like many communities in the state of Texas, the city of Athens and its residents are grappling with many environmental and economic issues. Unlike the environmental issues, some of the economic ones can be quickly mitigated by car title loans Irving TX.
Here at Platinum Lending, our main purpose is to help our applicants to find title loans in Athens without needless delays.
Take a Minute to Apply for Athens Title Loans
The application process for title loans here on the Platinum Lending site has been optimized to the point that the process can be completed in minutes.
- Step 1. Place some basic details about the collateral vehicles in the provided spaces. Year, make, model, mileage, and style should be listed.
- Step 2. Place some basic contact details in the proper fields, including name, email address, phone number, and zip code. Applicants will receive a title loan estimate after this.
- Step 3. Sit back and wait for your confirmation call from one of our title loan experts.
Laws That Concern Athens Title Loans
Title loan applicants in Texas should be aware of certain rules and regulations regarding title loans Athens in Texas. The applicants for these loans need to be at least 18 before they are legally eligible to apply for title loans. They should own the vehicles in question and should have or have the ability to get the lien-free titles for their vehicles. Titles without liens have no outside legal obligations associated with them. Lost titles can usually be replaced by the state registry of motor vehicles for a small fee.
Benefits Associated with Title Loans
When balanced against payday loans, regular bank loans, and similar loans, vehicle title loans quickly stand out for the unique perks that they bring to the table.
- Keep on Using the Vehicles. Most loans can be placed in either the secured or the unsecured categories. Secured loans require collateral, while unsecured loans don’t. Title loans can be considered to be secured loans because the titles serve as collateral for the loans, but the recipients of Platinum Lending title loans can continue to use and hold on to their vehicles during the loan repayment period.
- No Unnecessary Credit Checks. Many loan applicants are put-off or even hurt by credit checks that are run by regular banks and other lenders. This process usually serves only to ruin the credit records of such applicants and also disqualifies many deserving people. At Platinum Lending, credit checks are disqualified.
- No Unnecessary Background Checks. Background checks also hurt and disqualify people who may have made common mistakes in their pasts, and have little bearing on loan-worthiness. For these and other reasons, background checks are a no-no at our firm.
- Flexible Payment System. While many of our loan recipients pay their loans off on a quick schedule, our flexible payment system allows more time for people who are having repayment issues.
The residents of Athens are suffering just as much financial uncertainty as many other residents of economically-hurting Texas communities. While the outside conditions that give rise to these situations show few signs of resolution anytime soon, visitors here on the Platinum Lending site who need the relief that title loans Athens can provide are on the right track.